I have today made my last payment due on my mortgage with Principality. I assume I don't need a Gwersyllt property lawyer on the Principality panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I recently had an offer agreed on an apartment in Gwersyllt. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £150. A few days later, the lawyer called me sheepishly admitting that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Yorkshire BS have agreed my home loan in principle, my offer on a flat in Gwersyllt has been accepted, what are the next steps?
The estate agent will wish to be advised as to your property lawyer's details (ensure that the conveyancers are on the bank’s panel). Call up Yorkshire BS or your broker and complete any relevant paperwork. Yorkshire BS will sellect a valuer who will get in contact with the selling agent or seller to schedule a slot for the valuation to take place. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Yorkshire BS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Gwersyllt.
I used Action Conveyancing a few years past for my conveyancing in Gwersyllt. Now, I need my files however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gwersyllt of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey carried out on a property in Gwersyllt before retaining solicitors. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders tend not give a mortgage on such a house.
It varies from the lender to lender. Santander has different requirements from Halifax. If you e-mail us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Gwersyllt. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I search for a Gwersyllt solicitor on the Chelsea Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 10kilometers to meet the solicitor.
You can use the facility on this page. Please select a bank and your location and you will see a number of Gwersyllt conveyancing lawyers located nearest you. We have listed some Gwersyllt conveyancing firms towards the end of this page and you can telephone them to verify whether they are on the Chelsea Building Society approved list
In my capacity as executor for the will of my uncle I am selling a residence in Cardiff but reside in Gwersyllt. My conveyancer (approximately 235 kilometers from mehas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in Gwersyllt to attest this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Gwersyllt based
At long last our conveyancing in Gwersyllt completes on Friday, yet the owners I am purchasing off wants to vacate the next day at midday. Do I accept this?
In situations where you need a mortgage then your lawyer will insist that you have vacant possession on Friday - the lender will insist on it.