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Conveyancing in Mold : Keep it Local

Reasons to use our Mold conveyancing solicitors

  • 1 Mold solicitor are the linchpin to a successful Mold conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 2 Low cost packages from online conveyancers might be tempting. However, these organisations are often located hundreds of kilometers away with limited understanding of the factors that affect property transactions in Mold
  • 3 Peace of mind comes when you select the very best, most recommended conveyancing solicitors. Mold has a number to select from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.
  • 4 Personal touch together with a wealth of experience are key benefits that you should look for when choosing conveyancing solicitors. Mold home moves can be made significantly more stressful due to poor communication between all the parties. The lawyers listed endeavour to make sure that communication channels are open and act on arising issues and developments instantly.
  • 5 The accumulation of transactions means that Mold conveyancer have established very good connections with Mold local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of dealing with your house sale or purchase in Mold.

Examples of recent conveyancing in Mold since December 2023*

Recently asked questions about conveyancing in Mold

My wife and I are hoping to purchase a house in Mold and are in fact using a Mold conveyancing firm. Within the last couple of days our property lawyer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Virgin Money have this evening contacted us to advise us that they have now hit a problem as our Mold lawyer is not on their conveyancing panel. Is this a problem?

When purchasing a property with mortgage finance it is conventional for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel as you are at liberty to use your preferred Mold lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.

My fiance and I are refinancing our flat in Mold with Clydesdale. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this document specific to the Clydesdale conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

As someone unfamiliar with the Mold conveyancing process what’s your top tip you can impart concerning the house moving process in Mold

You may not hear this from too many lawyers but conveyancing in Mold and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of opportunity for friction between you and other parties involved in the transaction. For example, the vendor, selling agent and on occasion your lender. Appointing a law firm for your conveyancing in Mold is a critical decision as your conveyancer is your adviser, and is the SOLE party in the legal process whose responsibility is to act in your legal interests and to keep you safe.

On occasion a third party with a vested interest may attempt to convince you that it is in your interests to do things their way. For example, the property agent may claim to be assisting by suggesting your lawyer is wrong. Or your financial adviser may try to convince you to do something that is against your solicitors recommendation. You should always trust your lawyer above all other parties in the home moving process.

Will my solicitor be making enquiries concerning flooding as part of the conveyancing in Mold.

Flooding is a growing risk for lawyers dealing with homes in Mold. There are those who acquire a property in Mold, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the property. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Solicitors are not qualified to give advice on flood risk, but there are a numerous checks that can be undertaken by the buyer or by their conveyancers which will figure out the risks in Mold. The conventional set of property information forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a usual question of the seller to determine if the premises has suffered from flooding. If flooding has previously occurred and is not disclosed by the owner, then a purchaser may issue a legal claim for losses as a result of such an incorrect response. A purchaser’s lawyers should also conduct an enviro search. This should disclose if there is a recorded flood risk. If so, additional inquiries should be carried out.

I used Action Conveyancing several years past for my conveyancing in Mold. Now, I need the documents but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Mold of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Due to the advice of my in-laws I had a survey completed on a house in Mold before instructing solicitors. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some lenders may not grant a loan on such a home.

It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Mold. Conveyancing will be smoother if you use a solicitor in Mold especially if they regularly deal with such properties in Mold.

Last updated

Sample of conveyancing solicitors in Mold regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Mold but also conveyancing throughout England and Wales.

  • Keene & Kelly With Keith Williams & Co, 95 High Street, Mold, Flintshire, CH7 1BQ
  • P Lloyd Jones & Co, Cambrian Chambers, Earl Road, Mold, Flintshire, CH7 1AJ
  • Capper & Jones, Old Bank Chambers, 1 King Street, Mold, Flintshire, CH7 1LA
  • Hallows Associates, Hallows Associates, Abbey House, Chester Street, Mold, Flintshire, CH7 1EG
  • Richard Stephen Davies, 62 New Street, Mold, Clwyd, CH7 1NZ

Typically, Mold conveyancing for a purchase has some of the following tasks

  • Property lawyer instructed by the purchaser on acceptance of the offer
  • Examining the title to the property
  • Conducting Mold searches for the title
  • Considering the draft contract pack and other papers prepared the owner’s conveyancer
  • Submitting questions with the vendor’s conveyancer
  • Agreeing the wording of the sale agreement
  • Examining replies prepared by the seller to pre-exchange enquiries
  • Negotiating the Transfer document
  • Guiding the purchasing in respect of the loan offer: (if applicable)
  • Drawing up and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then preparing for completion
  • Completion of and submitting to HM Revenue and Customs the correct stamp duty forms and payment
  • Dealing with the registration formalities for the change in ownership and the home loan (where appropriate) at the HM Land Registry.

Transfer of Equity conveyancing in Mold is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the property
  • Following instructions from the bank (where relevant)
  • Negotiating the terms of the transaction
  • Preparing the Transfer or approving draft Transfer
  • Agreeing adjustments to the draft Transfer
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Completing and submitting to HM Revenue and Customs the appropriate Land Tax forms and payment
  • Registering the change in proprietorship and the mortgage (if applicable) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.