I have given 2 months notice to my current landlord and must vacate my rented flat in Ewloe by 19/3/2025. Conveyancing on my purchase has just started. Can I complete in six weeks as I wish to avoid having to find temporary accommodation?
It is unwise to serve notice for your lease until exchange of contracts has taken place. If you have not previously done so, contact to your conveyancer and request that they apply pressure on the owners side, try to get a realistic time scale from them that all parties will work to achieve
Does a directory service exist listing Barclays panel solicitors in Ewloe on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. Very few lending institutions make their panel listings open the public on the web. Where you are seeking to appoint a Ewloe property lawyer on the Barclays please make the most of our facility.
The formalities of my purchase has taken place for my property in Ewloe. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am due to exchange contracts on my flat. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, TSB are being problematic. The Ewloe solicitor who is on the TSB conveyancing panel is recommending indemnity insurance as a solution but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How does conveyancing in Ewloe differ for new build properties?
Most buyers of new build premises in Ewloe approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is built. This is because house builders in Ewloe typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ewloe or who has acted in the same development.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Ewloe I like with amenity areas and railway links in the vicinity, however it's only got 52 years on the lease. I can't really find anything else in Ewloe in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
Should I be concerned that brokers that I am dealing with are recommending a national conveyancing firm rather than a local Ewloe conveyancing practice?
As with many service providers, often referrals from family and friends can be worth their weight in gold. Nevertheless there are many parties with a keen interest in a conveyancing deal; estate agents, financial adviser and banks may recommend conveyancers to use. On occasion these conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there may be a financial incentive behind the recommendation. You have the discretion to choose your own conveyancer. Don't forget that most mortgage providers have an approved list of lawyers you are obliged to use for the lender related work in your house move.
I am thinking of appointing a conveyancing practitioner in Ewloe for my home move. Is it possible to check a solicitor's complaints history with the profession’s regulator?
One may read documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may recorded call for training reasons.