My friend's uncle is a solicitor. I am hopeful that I will receive preferential pricing for conveyancing, but if not, what kind of fees should I be expecting for conveyancing in Ewloe?
You should compare pricing. Do use our search tool on this page. You will notice that prices will contrast greatly but service levels do differ between solicitors as is true with most professions.
We are planning to move home in January. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you suggest a removal company in Ewloe. Conveyancing solicitor was organised prior to coming across this website.
On the day of completion you can collect the keys from your property agent however this should only occur once the sellers solicitors inform the agent that the monies to complete are in and the keys can be collected. After that you will need to inform the removal company that you are ready to move in. We are not in a position to recommend a particular removal organisation but can assist you in locating a residential property solicitor in Ewloe or a lawyer that specialises in conveyancing in Ewloe.
We previously instructed conveyancers located in Ewloe on the TSB solicitor panel. They are now charging me a separate sum for handling the TSB mortgage. Is this a supplemental conveyancing fee set by TSB?
Provided it is contained in their Terms and Conditions or Quote then yes your lawyer is entitled to levy a fee for this. This fee is not dictated by TSB but by your Ewloe property lawyer. Plenty of firms on the TSB panel will levy ’dealing with mortgage’ fee but some practices include it on their overall fee.
I am purchasing a property in Ewloe. A rare aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Yorkshire BS your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook contains minimum conditions for solar panel roof-space leases, and lawyers are required to report to Yorkshire BS where a lease does not satisfy these specifications. The specifications relate to the installation of panels on properties countrywide and is not isolated to Ewloe.
Will my solicitor be raising enquiries concerning flooding as part of the conveyancing in Ewloe.
Flooding is a growing risk for lawyers dealing with homes in Ewloe. There are those who buy a property in Ewloe, completely aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to give advice on flood risk, however there are a number of searches that may be initiated by the buyer or by their lawyers which can give them a better appreciation of the risks in Ewloe. The conventional set of completed inquiry forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the vendor to determine if the premises has suffered from flooding. In the event that flooding has previously occurred which is not notified by the seller, then a purchaser may commence a compensation claim resulting from an inaccurate answer. A buyer’s conveyancers should also commission an enviro report. This will disclose if there is a recorded flood risk. If so, further investigations will need to be made.
Me and my brother have a 4 bedroom Victorian house in Ewloe. Conveyancing solicitor represented me and Britannia. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Britannia to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ewloe and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing solicitor who conducted the conveyancing.
I'm buying my first flat in Ewloe with the aid of help to buy. The developers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not reveal to my conveyancer about the side-deal as it may adversely affect my loan with Bank of Ireland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Ewloe in advance of retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some banks will not grant a mortgage on such a house.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you e-mail us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ewloe. Conveyancing may be slightly more expensive based on your lender's requirements.