My brother and I have just bought a property in Ewloe. We have since encountered a number of issues with the property which we believe were missed in the conveyancing searches. What action can we take? Can you clarify the nature of searches that needed to have been conducted as part of conveyancing in Ewloe?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Ewloe. Conveyancing searches and investigations undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner fills in a document referred to as a SPIF. If the information proves to be inaccurate, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Ewloe.
My wife and I have recently appointed a conveyancing solicitor in Ewloe. I I would like to check if they are accepted on the Leeds Building Society approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should phone the lawyer and ask them if they are on the lender panel. Otherwise please call Leeds Building Society who may be able to confirm.
I require expedited conveyancing in Ewloe as I am faced with an ultimatum to complete in less than 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
As you are not getting a home loan you are at liberty not to have searches carried out although no conveyancer would recommend that you don't. With lots of history conveyancing in Ewloe the following are examples of what can show up and adversely impact future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
How does conveyancing in Ewloe differ for newly converted properties?
Most buyers of new build premises in Ewloe approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because developers in Ewloe typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ewloe or who has acted in the same development.
Taking into account that I am about to spend 450k on a garden flat in Ewloe I would like to talk to a conveyancer concerning theconveyancing in advance of giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your conveyancing in Ewloe.There is no ‘factory style conveyancing’ - each client is an important person, not a file number. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Ewloe should be the figure that you are charged.
My wife and I purchased a leasehold flat in Ewloe. Conveyancing and Britannia mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Ewloe who previously acted has now retired. Any advice?
First make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. You do not need to instruct a Ewloe conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Ewloe - Examples of Questions you should consider before Purchasing
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The answer will be important as a) areas could result in problems in the block as the common areas may start to deteriorate where maintenance remain unpaid b) if the leaseholders have an issue with the running of the building you will need to know about it How much is the ground rent and service charge? Please note that where the lease has fewer than eighty years it will impact the marketability of the property. It is worth checking with your mortgage company that they are willing to to proceed given the lease term. A short lease means that you will almost definitely have to extend the lease sooner rather than later and it is worth discovering how much this would cost. Remember, in most cases you will be required to have been the owner of the residence for 24 months in order to be eligible to exercise a lease extension.