Me and my partner are about to complete on the purchase of a property in Queensferry but as a result of damage from a small fire at the property I have was able negotiate reparation from the vendor of six thousand pounds by way of a adjustment in the price. This was going to be addressed as part of a side agreement however Virgin Money will not agree to this. Should they have been informed?
The conveyancer that is on the Virgin Money approved list is obliged to disclose to Virgin Money of any variations to the sale price. If you prohibit your property lawyer to notify the price change to Virgin Money then they would have to discontinue acting for you. In addition, Virgin Money and you would have to appoint a new solicitor for your conveyancing in Queensferry.
Can I use your services to recommend a Conveyancing solicitor in Queensferry even where I’m not buying or selling a house, for example where I wish to acquire a shop in Queensferry with a mortgage from Nationwide Building Society?
The service is predominantly used to select domestic conveyancing solicitors in Queensferry but we have listed towards the end of this page a selection of Queensferry commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they are also authorised to represent Nationwide Building Society
Have just purchased a repossessed house at auction in Queensferry. Conveyancing is needed. What happens now?
Having legally bound yourself to purchase you will need to retain a conveyancing solicitor quickly as you will have a fast approaching deadline in which to complete the deal. An auction property will ordinarily have an associated auction pack. This should include evidence of title and search results. In the case of leasehold premises the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that that you have the requisite funding in place to complete the transaction on the set completion date.
Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in Queensferry. Do I pick up the keys to the property on completion from my conveyancer? If so, I will appoint a local conveyancing solicitor in Queensferry?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the seller's lawyers, and shortly after the monies have arrived, you should be called to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
Can you help - my lawyer says that missing deeds insurance is required on my purchase. What is the level of cover for Queensferry conveyancing?
The right level of missing deeds indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
The deeds to my house can not be found. The conveyancers who did the conveyancing in Queensferry 4 years ago have long since closed. What do I do?
As long as the title is registered the details of your ownership will be held by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, find your property and secure current copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be obtained for twenty pounds.
The estate agent has sent us the confirmation of our purchase of a new build flat in Queensferry. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Queensferry
There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Planning to complete next month on a ground floor flat in Queensferry. Conveyancing lawyers assured me that they will have a report out to me tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Queensferry should include some of the following:
if lease caters for for a sinking fund? You should have a good understanding of the insurance provisions Where does the liability rest to repair and maintain the main walls and foundations. It is essential that you know who is responsible the repair and maintenance of every part of the building The total ownership of the premises. This might be the flat itself but could also include a attic or basement if appropriate. Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice?
Queensferry Leasehold Conveyancing - Examples of Queries Prior to Purchasing
Is anyone aware of any major works anticipated that could increase the maintenance charges? How many of the leaseholders are in arrears for their maintenance charge payments? What restrictions are contained in the Queensferry Lease?