Can you explain why leasehold purchase conveyancing in Flint costs more?
Flint leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
My brother-in-law has suggested I instruct a conveyancing solicitor in Flint. I need to find out whether they are on the Halifax approved list of lawyers. Could you help?
You should call your conveyancer and ask them whether they can act for the lender. Alternatively you should call Halifax who may be able to help.
I am helping my sister sell her property in Flint. Will the conveyancing solicitor order an energy performance certificate or do I organise this?
After the demise of Home Information Packs, EPC’s was kept a required element of selling a house. An EPC should be to hand prior to the property being marketed. It is not something that solicitors normally organise. Where you are using a Flint conveyancing lawyer they may help arrange energy assessments due to their relationships with long established Flint assessors
I can not work out if my bank requires a lease extension. I have telephoned my Flint bank branch on a couple of occasions and was told it wasn't a problem and they would lend. My Flint conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend in accordance with their published requirements. I simply don't know who is right.
Provided that the lawyer is on the lender panel, she or he must follow the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I recently had an offer accepted on an apartment in Flint. My financial adviser suggested a property lawyer. I paid an advanced payment of £150. A couple of days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am buying a house and the conveyancer has referenced Chancel Repair for which the property could be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly warranted for conveyancing in Flint
Unless a prior acquisition of the house took place post 12 October 2013 you can expect solicitors delivering conveyancing in Flint to remain recommending a chancel search and or chancel repair liability policy.
Due to the encouragement of my in-laws I had a survey completed on a property in Flint before instructing solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders will not grant a mortgage on this type of premises.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Flint. Conveyancing will be smoother if you use a solicitor in Flint especially if they are acquainted with such properties in Flint.
Am I best advised to go with a Flint conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can execute the legal formalities however they are based 200miles drive away.
The benefit of a local Flint conveyancing firm is that you can pop in to execute paperwork, hand in your identification documents and pester them if necessary. They will also have local intelligence which is a plus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and they were happy that should trump using an unknown Flint conveyancing solicitor solely due to them being local.