Am I correct in assuming that the fact that my conveyancer in Flint is not listed on my lender's conveyancing panel that there is a problem with the standard of his conveyancing?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the Flint conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
I have given 8 weeks notice to my current landlord and have to be out of my let out property in Flint by the end of next month. Conveyancing on my purchase has just started. Can I complete in 5 weeks as I wish to avoid having to find temporary accommodation?
It is unwise to give notice on a rental until your lawyer suggests that you should. Assuming that you have not previously done so, speak to your lawyer and urge them to they seek the assistance the owners solicitors, try to a target completion date that all parties will work towards
I am the registered owner of a freehold house in Flint yet pay rent, why is this and what is this?
It’s unusual for properties in Flint and has limited impact for conveyancing in Flint but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
I purchased my home on 16 August and my personal details is not yet registered. Should I be concerned? My conveyancing solicitor in Flint said it should be formalised inside ten days. Are transfers in Flint particularly slow to register?
There is nothing unique about conveyancing in Flint registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether there are errors and whether the Land registry must send notices to any 3rd persons or bodies. As of today in the region of three quarters of such applications are completed in less than three weeks but occasionally there can be protracted delays. Historically registration is effected after the purchaser is living at the premises therefore an expedited registration is not always primary concern yet where there is a degree of urgency associated with the registration then you or your conveyancer could contact the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Flint is where the house is located. What do you suggest?
Flying freeholds in Flint are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Flint you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flint may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have been searching for Flint online conveyancing estimates. Can I be confident that all the Flint firms that are listed on your directory are on the lender conveyancing panel?
The law firms listed on our site have advised us that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Flint firm being on the lender conveyancing panel is not accurate.