The mortgage offer from HSBC for the remortgage of my 2 room garden flat is to be issued any day now. Can you put forward a cheap conveyancing law firm in Flint?
This site is not designed to help those in their quest for the lowest fares for conveyancing solicitors in Flint. Our intention is to offer affordable conveyancing but we do not work with the cheapest lawyers. Do not be seduced by companies seducing you with low cost conveyancing in Flint. In your best case scenario, in being led by low cost conveyancing, you will get your money’s worth and at worst it will result in you with a surprising uplift in additional fees and still not end up with the service expected.
We are purchasing a property and need a conveyancing solicitor in Flint who is on the TSB conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Flint.
Are all Flint Conveyancing Quality Solicitors on the Nationwide conveyancing list of approved firms?
Some major lenders now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
When it comes to mortgage companies such as Clydesdale, do Flint solicitors incur a yearly amount to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
After months of negotiation I have agreed a price on an apartment in Flint. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. A couple of days later, the property lawyer contacted me to say that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Flint?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Flint. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Flint with the aid of help to buy. The developers refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not to tell my lawyer about this side-deal as it may impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my current home to a buy to let mortgage with Norwich and Peterborough Building Society and I will use the ballance of the raised equity towards further property. The neighborhood we are interested in is Flint. Will your lawyers be able to act for the two lenders and tie in the transactions?
Make use of our search tool on this site to ensure that the solicitors are approved by both lenders. Assuming that they are your conveyancer should be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and communicate your expectations and needs.