I'm the single beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Noak Hill. The Noak Hill property was put into my name in June. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship will be considered the same way as if I'd bought the house in June. Do I have to wait half a year to sell?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How sensible a view banks take of it, depend on the mortgage company as this provision is chiefly there to pick up on subsales or the wholesaling and assigning of properties.
We have agreed to purchase a house in Noak Hill. One unusual aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Principality your lawyer must check the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for Principality. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and lawyers are required to report to Principality where a lease does not comply with these requirements. The specifications relate to the installation of panels on properties countrywide and is not restricted to Noak Hill.
I am selling my apartment. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being difficult. The Noak Hill solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
We are buying a property and the conveyancer has identified Chancel Repair to which the property may be obligated to contribute to because it falls into the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in Noak Hill
Unless a previous acquisition of the property completed after 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Noak Hill to remain encouraging a chancel search and or chancel repair liability insurance.
three months have elapsed since my purchase conveyancing in Noak Hill concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, chain free conveyancing. Noak Hill is where the house is located. Is there any advice you can give?
Flying freeholds in Noak Hill are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Noak Hill you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Noak Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm remortgaging my existing home to a buy to let mortgage with Bank of Ireland and intend to use the remaining equity as a deposit on further house. The area we are looking at is Noak Hill. Will your conveyancers be able to act for the two banks and tie in the conveyances?
Make use of our comparison tool on this page to be sure that the conveyancers are approved by both mortgage companies. Having checked that they are the lawyer will be able to connect the two conveyancing matters but you should talk with you lawyer and make clear your expectations and needs.
I need to instruct a conveyancing lawyer in Noak Hill for my sale. Is there any facility to review a firm’s record with the profession’s regulator?
You may search for published Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.