I am purchasing a new build flat in Ellesmere. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Ellesmere you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Ellesmere.
Have just purchased a probate house at auction in Ellesmere. Conveyancing is needed. What happens now?
Given that you are now for all intents and purposes signed on the dotted line you must hire the services of a conveyancing solicitor soon as you will have a tight a fixed date to complete the conveyancing. Every auction property will ordinarily have a corresponding legal pack. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You should hand this to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.
We were going to get a DIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Ellesmere solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Ellesmere solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I had an offer accepted on a property in Ellesmere on 20/3/2025, valuation was booked 3 days after, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing my first flat in Ellesmere with the aid of help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not reveal to my lawyer about the side-deal as it may impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a property in Ellesmere ahead of instructing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some banks tend not grant a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ellesmere. Conveyancing will be smoother if you use a solicitor in Ellesmere especially if they are accustomed to such properties in Ellesmere.
In my capacity as executor for the estate of my father I am selling a house in Newport but I am based in Ellesmere. My solicitor (based 235 kilometers from merequires that I execute a stat dec prior to completion. Could you suggest a conveyancing lawyer in Ellesmere to attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in Ellesmere
Please set examples of specific advantages to using a local conveyancing practitioner in Ellesmere
Plenty of house movers in Ellesmere select a nearby high street conveyancing practitioner so that they can pop into the firm’s offices if they have questions, and to execute mortgage deeds without using the Royal Mail.
Some would allege that there is a slight benefit when opting for a property lawyer nearby to a house you are purchasing, due to the in-depth knowledge of the area and potential local concerns - but this is debatable. The majority of conveyancers conduct their work via the internet and could be any place in the world.