We are buying our first property. Our conveyancing practitioner has contact usto see if we would like to order supplemental conveyancing searches. Unfortunately we in the dark as to what's appropriate for conveyancing in Deeside
The range of Deeside conveyancing searches should be dictated primarily on the premises, the location, the likelihood of any of these risks, your familiarity of the area and risks, your overall approach to risk. What matters is that you adequately understand what information each search could provide. You may then make a decision if you consider that you need that information. Where you are uncertain, ask your property lawyer to guide you.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a house in Deeside?
Unless a prior acquisition of the property completed after 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Deeside to remain encouraging a chancel search and or insurance against a claim.
I used Wolstenholmes a few years past for my conveyancing in Deeside. Now, I need the documents but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Deeside of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build house in Deeside with the aid of help to buy. The developers refused to budge the amount so I negotiated 6k of extras instead. The estate agent advised me not reveal to my conveyancer about this deal as it could adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Deeside is where the house is located. Can you shed any light on this issue?
Flying freeholds in Deeside are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Deeside you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Deeside may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have been sourcing a conveyancing solicitor in Deeside for my home move. Can I check a solicitor's record with the profession’s regulator?
Anyone can review presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.