Forgive me if this question is silly but I am new to the home moving as a 1st time buyer of a ground floor flat in Deeside. Do I receive the keys to the house on the completion date from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Deeside?
On the day of completion you do not need to attend the conveyancers office in Deeside. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you should be able to pick up the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.
My partner and I have organised the release of further monies on our home loan from Leeds Building Society as we wish to conduct improvements to our property in Deeside. Do we need to appoint a high street Deeside solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society do not ordinarily instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society panel.
We have agreed to purchase a house in Deeside. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
As your lender is UBS your lawyer must comply with the formal instructions outlined in Part two of UK Finance Lenders’ Handbook for UBS. The CML Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to UBS where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties countrywide and is not restricted to Deeside.
How does conveyancing in Deeside differ for new build properties?
Most buyers of new build residence in Deeside contact us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Deeside typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Deeside or who has acted in the same development.
I decided to have a survey completed on a house in Deeside prior to instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks tend not give a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Deeside. Conveyancing will be smoother if you use a solicitor in Deeside especially if they are acquainted with such properties in Deeside.
My business partner and I are intending to take over a lease of an office on a shopping parade. Can you recommend conveyancers offering no-sale-no fees for commercial conveyancing in Deeside for below 1500k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Deeside, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to acquire or dispose of a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right solicitor. Regarding the costs these will vary based on the structure and nuances of the deal. Let us have your details or phone us so that we can supply you with comprehensive commercial conveyancing calculation.
Is it best to appoint a Deeside conveyancing lawyer based in the area that I am purchasing? We have a good friend who can conduct the legal work but her office is 200kilometers away.
The primary upside of using a local Deeside conveyancing practice is that you can drop in to execute paperwork, present your ID and apply pressure on them if necessary. Having local Deeside know how is a plus. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and the majority were happy that must trump using an unfamiliar Deeside conveyancing solicitor just because they are Deeside based.
Can you offer any advice when it comes to finding a Deeside conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Deeside conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with two or three firms including non Deeside conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be useful:
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Can they put you in touch with clients in Deeside who can give a testimonial? What volume of lease extensions has the firm carried out in Deeside in the last year?
Deeside Leasehold Conveyancing - A selection of Questions you should consider Prior to buying
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Is there a share of the freehold? How many of the leaseholders are in arrears for their service charge payments? Please inform me if there are any major works in the near future that will add a premium to the maintenance charges?