We were just about to exchange contracts for a garden flat in Deeside. We encountered a stumbling block. Our mortgage offer with Godiva Mortgages Ltd expires on 21/3/2023 but the owners are insisting on a completion date of 23/3/2023. Can one extend the loan expiry date?
The person best placed to address this concern is your lawyer who will assess whether they should be discussing with the mortgage company, seller’s conveyancers, property agents or conceivably all three given the history of your transaction to date.
We are planning to buy with Melton Mowbray Building Society. I went into 3 or 4 high street firms yet am unable to find a Deeside conveyancing firm on the Melton Mowbray Building Society approved list. Could you assist?
You should take advantage of the search tool on this site. Please choose the building society and type Deeside or your preferred area and you will be presented with a number of lawyer located in Deeside or near you.
About to purchase a new build flat in Deeside. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Deeside
Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I opted to have a survey done on a house in Deeside prior to instructing lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some banks may not issue a loan on such a house.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Deeside. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking into buying my first house which is in Deeside and I am already nervous. I couldn't find anything specific about Deeside. Conveyancing will be needed in due course but do you know about the Deeside area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Deeside. In the meantime here are some basic statistics that we found
My financial adviser has suggested using their lawyer for the conveyancing in Deeside - won’t it be advisable to just use them?
It is not always the case and you are free to use whichever lawyer you prefer for your Deeside home move. The solicitor recommended by an estate agent may not necessarily be the right property lawyer, they may put forward their own conveyancing firm who are based far away. In this instance you may not have contact with your conveyancing practitioner and due to the lack of continuity in the transaction, it may be difficult to obtain updates.