We are about to exchange contracts for a freehold house in Overton. We encountered a stumbling block. Our loan offer with Halifax runs out on 5/9/2025 but the vendors are insisting on a completion date of 9/9/2025. Is it possible to extend the mortgage expiry date?
The best person to address this question is your solicitors who should calculate if he or she is should be discussing with the mortgage company, vendor’s lawyers, selling agents or conceivably all three taking into account the circumstances your house move to date.
Can you explain why leasehold purchase conveyancing in Overton is more expensive?
Overton leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
We are downsizing from our house in Overton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the purchasers used an online conveyancing firm as opposed to a conveyancing solicitor in Overton. Having lived in Overton for 5 years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Action Conveyancing several years past for my conveyancing in Overton. Now, I need the documents however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Overton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build apartment in Overton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Overton
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Please supply a car parking plan.
A mortgage agreement from a mortgage company for the refinancing of my 2 bedroom flat is due imminently. Can you recommend an efficient remortgage conveyancing solicitor in Overton ?
You have come to the wrong place to search for the lowest fares for conveyancing in Overton. Our aim is to provide cost effective conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint brokers offering low cost conveyancing in Overton.In your best case scenario, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not get the service you were hoping for.