I am expecting a offer of a home loan from Nat West. My intention is to instruct a Licensed Conveyancer in Saltney. Does the Nat West Solicitor panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
We have very brash sellers who has insisted on a lock out contract with a deposit two thousand pounds. Are such contracts promoted for Saltney conveyancing transactions?
This kind of preliminary agreement is not the norm in Saltney, conveyancers are not keen on them as they divert attention from the main conveyancing focus and if you end up losing your deposit then the solicitor at best left with an upset client and at worst a litigious one. Furthermore, there is no assurance that just because the proprietor has signed a lock out contract they will complete the sale with you. They may breach the contract if they receive a big enough incentive to do so because an aggrieved claimant with the benefit of a lockout agreement will still be obliged show losses as a consequence of the breach and these may not amount to the extra amount that your seller may secure by breaching the contract, however morally reprehensible the behaviour is.
I am helping my mother sell her flat in Saltney. Will the solicitor arrange an energy performance certificate or it is for the seller to coordinate?
Following the abolition of Home Information Packs, energy performance certificates was left as a compulsory part of selling a property. An energy performance certificate needs to be commissioned before the property is advertised. This is not as aspect of the sale process that conveyancers ordinarily arrange. If you are using a Saltney conveyancing solicitor they might be willing to arrange EPC’s given their contacts with reputable Saltney providers
Does a directory service exist listing UBS panel conveyancers in Saltney on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable online. Where you are in need of a Saltney solicitor on the UBS please use our tool.
We are getting a further advance on our home loan from Lloyds as we intend to conduct renovations to our home in Saltney. Are we obliged to select a local Saltney solicitor on the Lloyds conveyancing panel to deal with the paperwork?
Lloyds don't usually require a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds conveyancing panel.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Saltney? or Apparently there is historic law that could mean that homeowners living in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this relevant for conveyancing in Saltney?
Unless a previous purchase of the premises completed post 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Saltney to continue to suggest a chancel search and or chancel repair liability insurance.
Me and my brother own a 4 bedroom Victorian house in Saltney. Conveyancing lawyer represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Skipton Building Society to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Saltney and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who conducted the work.
I am looking into buying my first house which is in Saltney and I am already nervous. I couldn't find anything specific about Saltney. Conveyancing will be needed in due course but do you know about the Saltney area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Saltney. In the meantime here are some basic statistics that we found