It is 10 years ago since I bought my house in Treuddyn. Conveyancing lawyers have now been retained on the sale but I can't track down the title documents. Will this cause complications?
Don’t worry too much. Firstly there is a chance that the deeds will be with your lender or they may be in the possession of the conveyancers who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Treuddyn relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Treuddyn?
There are many recorded licenced Conveyancers in Treuddyn and Solicitor practices in Treuddyn who can assist with your conveyancing It is important to make clear that both are regulated professionals specialising in the legal aspects of the home buying process. They may both also handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Is it the case that all Treuddyn solicitors on the HSBC conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the HSBC conveyancing panel they would need to be governed by the SRA. Some banks do allow licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
Yorkshire BS have agreed my home loan in principle, my offer on a house in Treuddyn has been agreed to, what happens next?
Your property agent will wish to know who your solicitors are (be sure the property lawyers are on the bank’s panel). Contact Yorkshire BS or the financial adviser and finish off any outstanding paperwork. Yorkshire BS will appoint a valuer who will get in touch with the estate agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Yorkshire BS will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Treuddyn.
We are close to exchanging contracts on the sale of our property in Treuddyn and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Treuddyn lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used an internet conveyancing practice as opposed to a conveyancing solicitor in Treuddyn. Having lived in Treuddyn for 5 years we know of no issue. Do we contact our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
three months have gone by since my purchase conveyancing in Treuddyn took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What tools are available to locate a Treuddyn solicitor on the Lloyds TSB Bank conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the conveyancer.
Feel free to make use of the facility on this website. Please choose the bank and your location and you will see a number of Treuddyn conveyancing lawyers locally. We have listed some Treuddyn conveyancing firms towards the end of this page and you can contact them to check whether they are on the Lloyds TSB Bank panel
I see that you have a post code search directory identifying solicitors on the lender conveyancing panel. Do Treuddyn conveyancing companies pay you a commission if I appoint them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Treuddyn.