My partner and I have just purchased a property in Highnam. We have noticed several issues with the house which we consider were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been conducted as part of conveyancing in Highnam?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Highnam. Conveyancing searches and investigations initiated as part of the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, a seller answers a questionnaire called a SPIF. If the information ends up being inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Highnam.
Why do I have to pay up front for my conveyancing in Highnam?
If you are buying a property in Highnam your lawyer will ask you place them with monies to cover the the cost of the conveyancing searches. Generally this is needed to cover the fees of the Local Authority Search. When the down payment is payable against the total price then this will be asked for shortly before contracts are exchanged. The final balance that is needed will be payable shortly before completion.
I am considering mortgaging my house in Highnam, does my lawyer have to be on the Principality Solicitor panel?
There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is it possible to swap firm as I need to instruct a firm on the Godiva Mortgages Ltd conveyancing panel. I had appointed a family conveyancing solicitor in Highnam round the corner but he is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Highnam on the Godiva Mortgages Ltd panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Highnam. In utilising the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Highnam.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Highnam. I have land on a web site which appears to be the perfect offering If there is a chance to get all this stuff done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
At what point do I cover the costs of stamp duty due for my Highnam house purchase?
The majority of conveyancing practitioners will fill out a Land Transaction Return Form for you during your Highnam purchase transaction for you to sign. On completion your conveyancer will submit the Land Transaction Return Form to the Inland Revenue and - as long as they have the funds - discharge any land tax liability on your behalf.