Willretaining a Gloucestershire conveyancing practice make my purchase more efficient?
Gloucestershire is a unique place, where local know-how is a big bonus. The relaxed pace of life is great – but not for your house move. The solicitors that we work with combine specialist Gloucestershire insight with a proactive, hands-onapproach that ensures everything runs smoothly. It is a distinct advantage where they enjoy well established relationships with financial advisers, search providers, surveyors and other Gloucestershire conveyancing practices
The Gloucestershire conveyancing firm handling our Gloucestershire conveyancing has identified a difference between the surveyor’s assumptions in the home valuation survey and what is in the conveyancing documents. My lawyer informs me that he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s course or action appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I decided to have a survey completed on a house in Gloucestershire ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. The surveyor has said that some lenders will refuse to grant a loan on this type of premises.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Gloucestershire. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I am about to part with hundreds of thousands of pounds on a property in Gloucestershire I would like to talk to a lawyer regarding thehome move in advance of instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your conveyancing in Gloucestershire.There is no ‘factory style conveyancing’ - each client is unique individual, not a file reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Gloucestershire should be the figure that you end up paying.
We're first time buyers - had an offer accepted, but the estate agent told us that the seller will only proceed if we use the agent's recommended solicitors as they need a ‘quick sale’. We would rather use a high street solicitor accustomed to conveyancing in Gloucestershire
We suspect that the owner is unaware of this demand. Should the seller desire ‘a quick sale', taking such a hostile approach to a genuine buyer is not the way to achieve this. Avoid the agents and go straight to the owners and make sure they understand (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you intend to instruct your own,trusted Gloucestershire conveyancing firm - not the ones that will provide their negotiator at the agency a commission or hit his conveyancing figures pre-set by corporate headquarters.
Me and my husband have agreed a price on a Gloucestershire ground floor flat we inherited 8 years ago in 2010. I have over a decades worth of conveyancing experience and, now retired, wish to undertake the conveyancing. The purchaser's solicitor has informed me that their building society will not allow you to do your own conveyancing insisting the funds to be transferred to a solicitor's bank account.
Lending requirements to conveyancing practitioners from all mainstream lenders state that If the vendor does not have legal representation the borrower's lawyers should check whether the lender needs to be notified so that a decision can be reached as to whether or not they are prepared to move forward.