Having sold my house in Hilsea last May but my buyer keeps SMS messaging daily to say their solicitor needs to hear from mine. What should have happened now that I have sold?
Following your house sale your conveyancer is committed to send the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your conveyancer must also evidence that the legal charge in favour of the lender has been paid off to the purchasers conveyancers. There are no post completion tasks peculiar conveyancing in Hilsea.
I am buying my first flat in Hilsea with the aid of help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not to tell my lawyer about this extras as it will jeopardize my mortgage with National Westminster Bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a house in Hilsea before retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some banks may refuse to issue a mortgage on such a property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hilsea. Conveyancing may be slightly more expensive based on your lender's requirements.
We are 14 days into a freehold purchase having been recommend to a firm by the high street agent to do our conveyancing in Hilsea. I am am very disappointed with the level of service. Can you you assist me in finding new lawyers?
A lawyer would need to be really poor in order to consider changing them. Has your mortgage been sent? In the event that it has you will need to inform them of the new contact details and have the mortgage documents are re-issued. The conveyancer should be on the mortgage company panel to avoid added fees and delays. That should be your first question of the new lawyers. Our search tool will help you find a bank approved conveyancer for your conveyancing in Hilsea
I would like to let out my leasehold flat in Hilsea. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?
A small minority of properties in Hilsea do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably refuse but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Leasehold Conveyancing in Hilsea - A selection of Questions you should consider Prior to buying
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The answer will be useful as a) areas may result in problems in the block as the common areas may begin to deteriorate where repairs remain unpaid b) if the leasehold owners have a dispute with the managing agents you will wish to have full disclosure How many of the leaseholders are in arrears for their maintenance charge payments? What is the the remaining lease term?
A conveyancing firm dealt with my conveyancing in Hilsea half a dozen years past and was holding my registration documents but has since been shut down – how do I retreive them?
Title deeds, as such, are no longer appropriate for the majority of properties in Hilsea are recorded electronically at Land Registry. Where you need to prove evidence of proprietorship or are disposing of or re-mortgaging your lawyer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.