I am obtaining a mortgage offer from Halifax. My intention is to use a Licensed Conveyancer in Shotton. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My wife and I have recently appointed a conveyancing solicitor in Shotton. I I am struggling to find out if they are accepted on the Nottingham Building Society approved list of lawyers. Could you assist?
You should e-mail the solicitor and ask them whether they are on the lender panel. Otherwise you can call Nottingham Building Society who may be able to confirm.
Will our lawyer be raising questions concerning flooding as part of the conveyancing in Shotton.
Flooding is a growing risk for lawyers dealing with homes in Shotton. There are those who buy a property in Shotton, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Solicitors are not qualified to offer advice on flood risk, but there are a numerous checks that can be undertaken by the buyer or by their solicitors which will figure out the risks in Shotton. The standard information supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the vendor to determine if the property has suffered from flooding. If the residence has been flooded in past and is not disclosed by the vendor, then a purchaser could commence a compensation claim as a result of such an misleading reply. A buyer’s lawyers may also carry out an enviro search. This should indicate whether there is a recorded flood risk. If so, more detailed investigations should be carried out.
How does conveyancing in Shotton differ for new build properties?
Most buyers of new build or newly converted property in Shotton come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is finished. This is because house builders in Shotton usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Shotton or who has acted in the same development.
I opted to have a survey done on a house in Shotton ahead of retaining conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some lenders tend refuse to grant a loan on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Shotton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Shotton to see if the conveyancing costs will increase in light of this.
How simple is it to switch conveyancer as I need to find a firm on the Chelsea Building Society conveyancing list. I instructed a local conveyancing solicitor in Shotton round the corner but the firm is not approved by Chelsea Building Society
It would be our pleasure to assist you find a conveyancing solicitor in Shotton on the Chelsea Building Society panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Shotton. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Shotton.