How up to date is your database of Mill Hill solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Mill Hill conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
Do I need to visit the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Mill Hill so that I can pop in to their offices if required.
As opposed to ten years ago, almost all banks no longer oblige their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to supply identification documents and there are still manifest advantages to choosing a locally based solicitor, in your situation a conveyancing solicitor in Mill Hill.
I purchased my apartment on 13 September and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Mill Hill advises it will be dealt with inside ten days. Are properties in Mill Hill particularly slow to register?
As far as conveyancing in Mill Hill is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can vary subject to who lodges the application, whether there are errors and if the Land registry need to notify any other persons or bodies. As of today approximately three quarters of submission are completed within two weeks but occasionally there can be extensive hold-ups. Registration is effected after the new owner is living at the premises therefore 'speed' is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for an expedited registration.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Mill Hill is the location of the property. Is there any advice you can impart?
Flying freeholds in Mill Hill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mill Hill you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mill Hill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My step-father has suggested that I use his conveyancers in Mill Hill. Should I find my own property lawyer?
Much as we are happy to recommend a Mill Hill conveyancing lawyer the ideal way to select a conveyancing lawyer is to get referrals from friends or family who have used the conveyancer you're are thinking of instructing.
Estate agents have just been given the go-ahead to market my basement flat in Mill Hill.Conveyancing solicitors are to be appointed soon but I have recently received a yearly service charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should discharge the invoice as normal given that all ground rent and maintenance charges will be apportionedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially