We see that you have a search directory listing solicitors on the Clydesdale conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Mill Hill?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mill Hill.
My father informed me that in purchasing a property in Mill Hill there may be various restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Mill Hill which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Mill Hill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I had a mortgage agreed in principle with Lloyds. Mill Hill conveyancing solicitors were chosen. What is the average time that one could expect to receive a mortgage offer from Lloyds?
There is no definitive answer here. Have Lloyds done the valuation? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The mortgage over my property is with Lloyds for my property in Mill Hill. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
Your original mortgage agreement with Lloyds will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel lawyer.
Just bought a detached house in Mill Hill , What is the estimated time for the Land Registry to register the transfer to my name? My Mill Hill conveyancing solicitor works at snail pace, so I want to be sure the post completion formalities are dealt with.
As far as conveyancing in Mill Hill is concerned, registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ depending on who lodges the application, whether there are errors and if the Land registry need to notify any interested persons or bodies. Currently in the region of 80% of submission are fully dealt with within two weeks but some can be subject to protracted delays. Historically registration takes place after the new owner is living at the property therefore an expedited registration is not usually top priority but if there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.
I have been on the look out for a flat up to £195,000 and identified one round the corner in Mill Hill I like with open areas and station nearby, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Mill Hill for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a home loan that many years will likely be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
I'm refinancing my primary house to a buy to let loan with National Westminster Bank and intend to use the remaining equity as a deposit on further property. The neighborhood we are interested in is Mill Hill. Will your lawyers be able to act for both sets of mortgage companies and tie in the two deals?
Make use of our comparison tool on this site to check that the lawyers are approved by both mortgage companies. Assuming that they are the conveyancer will be able to connect the two transactions but you should talk with you solicitor and make clear your expectations and needs.
In my capacity as executor for the will of my father I am disposing of a property in Monmouth but live in Mill Hill. My conveyancer (who is 260 miles awayrequires that I sign a statutory declaration before completion. Can you recommend a conveyancing solicitor in Mill Hill to witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Mill Hill based