Our conveyancer has identified a a legal deficiency with the lease for the property we are purchasing in Aintree. The other side have put forward defective title insurance as a solution. We are happy with insurance and will pay for it. Our conveyancing practitioner says that he must be satisfied that the mortgage company is content with this solution. Who is the client here, us or the mortgage company ?
Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the bank are the client. These conveyancing instructions must be adhered to.
We see that you have a post code search directory listing law firms on the Virgin Money conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Aintree?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Aintree.
My Conveyancer in Aintree is not listed on the Alliance & Leicester Approved Panel. Is it possible for me to use my prefered solicitor even though they are not on the Alliance & Leicester panel?
The limited options open to you here include:
- Carry on with your preferred Aintree solicitors but Alliance & Leicester will need to retain a solicitor on their list of acceptable firms. This will result in additional total legal fees and cause delays.
- Find an alternative practitioner to to deal with the purchase, remembering to check they are Alliance & Leicester approved.
- Persuade your Alliance & Leicester based solicitor to seek to join the Alliance & Leicester panel
I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Aintree for a purchase of a freehold house 9 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Aintree conveyancing specialists.
Taking into account that I am about to part with hundreds of thousands of pounds on a property in Aintree I wish to have a conversation with the solicitor about mytransaction in advance of appointing the firm. Can this be arranged?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your conveyancing in Aintree.There is no ‘factory style conveyancing’ - every client is unique individual, not a file number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Aintree should be the figure that you end up paying.
My brother has recommend that I appoint his conveyancing solicitors in Aintree. Should I use them?
No doubt the best way to select a conveyancing practitioner is to get recommendations from friends or family who have experience in using the firm you're contemplating using.