I have given 8 weeks notice to my existing landlord and must vacate my rented apartment in Old Swan by 16/4/2026. Conveyancing on my purchase is progressing. Is it possible to complete in six weeks as I wish to avoid having to find temporary accommodation?
Generally one should not provide notice on a rental until exchange of contracts has taken place. If you have not previously done so, speak to your conveyancer and request that they cajole the sellers solicitors, try to a target completion date that all parties will work to achieve
What is your number one tip for finding a conveyancing solicitor in Old Swan
We would encourage you not to base your choice on the lowest Old Swan conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Two weeks ago we had a mortgage agreed in principle with Kent Reliance. Old Swan conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
There is no definitive answer here. Have Kent Reliance conducted the valuation? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The mortgage over my property is with Yorkshire BS for my property in Old Swan. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Yorkshire BS?
You must advise Yorkshire BS prior to renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel firm.
What does a local search inform me regarding the house I am purchasing in Old Swan?
Old Swan conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Old Swan conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
How does conveyancing in Old Swan differ for newly converted properties?
Most buyers of new build residence in Old Swan approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Old Swan typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Old Swan or who has acted in the same development.
Should I go with a Old Swan conveyancing solicitor based in the vicinity that I am buying? We have a good friend who can execute the legal formalities but his firm is located 300kilometers away.
The primary upside of using a high street Old Swan conveyancing firm is that you can drop in to sign documents, present your identification documents and apply pressure on them where appropriate. They will also have local insight which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and on the whole were content that should trump using an unfamiliar Old Swan conveyancing solicitor just because they are round the corner.
Back In 2009, I bought a leasehold house in Old Swan. Conveyancing and Platform Home Loans Ltd mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Old Swan who acted for me is not around. Do I pay?
First contact HMLR to make sure that the individual purporting to own the freehold is indeed the new freeholder. It is not necessary to incur the fees of a Old Swan conveyancing firm to do this as it can be done on-line for £3. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Old Swan Leasehold Conveyancing - A selection of Queries before Purchasing
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Plenty Old Swan leasehold apartments will have a service bill for maintenance of the block levied by the freeholder. If you buy the property you will have to meet this contribution, normally in instalments during the year. This may be anything from several hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a ground rent to be met yearly, normally this is not a exorbitant amount, say about £50-£100 but you need to check as sometimes it could be prohibitively expensive. It would be prudent to enquire if the the lease contains any onerous restrictions in the lease. For example it is reasonably common in Old Swan leases that pets are not permitted in in a block in Old Swan. If you like the flatin Old Swan yet your dog is not allowed to move with you then you will be presented with a hard choice.