Can your site be used to find a Conveyancing solicitor in Fairfield even if I’m not purchasing or disposing of a house, for example where I want to buy a shop in Fairfield with a mortgage from Clydesdale?
Our comparison service is mainly there to find residential conveyancing solicitors in Fairfield but we have set out towards the end of this page a selection of Fairfield commercial conveyancing firms. You will need to make contact with the firm directly to see if they are also authorised to represent Clydesdale
What is the difference between a licensed conveyancer and conveyancing solicitor in Fairfield
Two types of professional can perform conveyancing in Fairfield namely licenced conveyancers or solicitors. Both professionals handle the legal services that required to complete the disposal or acquisition of property. Both are required to conduct Fairfield conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that all necessary steps should be accurately followed.
My conveyancer has informed me that flying freehold insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Fairfield?
The right level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Chelsea Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
I have paid off my mortgage with Aldermore. I assume I don't need a Fairfield solicitor on the Aldermore panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
My partner and I are planning on selling our house in Fairfield and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the buyers used an internet conveyancing outfit as opposed to a conveyancing solicitor in Fairfield. Having lived in Fairfield for 4 years we know of no issue. Do we contact our local Authority to get clarification need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
three months have gone by since my purchase conveyancing in Fairfield took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Fairfield benefiting from help to buy. The builders refused to budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not inform my conveyancer about this deal as it will put at risk my loan with Yorkshire Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We are 17 days into a residential purchase having been recommend to solicitors by the selling agent to do our conveyancing in Fairfield. We are not happy. Can you you assist me in finding new solicitors?
They would have to be very bad in order to consider changing them. Has your mortgage been issued? In the event that it has you need to make them aware of the replacement lawyer and have the loan are issued to the new lawyers. Your solicitor ideally should be on the banks approved list to avoid escalating fees and complications. So that should be your starting point. Our find a solicitor tool should help you find a lender approved conveyancer for your conveyancing in Fairfield