I am in the throes of transferring my existing standard mortgage to a Buy to Let The Mortgage Works mortgage. I have been informed by my broker that I require a solicitor for this. I spoke to my former Sefton conveyancing firm who acted on my behalf when I first bought the house. The pricing estimate they've given of £470 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The estimate does seem a little overpriced. If you you were to look around you may be able to reduce the fees slightly by perhaps £125. That being said, providing that you were satisfied with the legal work the firm offered you mightcome to regret opting for an an unknown conveyancer. Remember to check the firm can represent The Mortgage Works. Do use our search tool to locate a Sefton conveyancing firm on the The Mortgage Works member panel, which can often include conveyancing solicitors in Sefton.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Sefton. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/2/2026, the requirements read as follows :
I used Stirling Law several years ago for my conveyancing in Sefton. Now, I need my documents but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sefton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Sefton with a mortgage from Nationwide Building Society. The sellers would not move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not inform my solicitor about the side-deal as it would affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Sefton before retaining lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some banks may refuse to issue a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sefton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sefton to see if the conveyancing will be more expensive.
The financial adviser has recommended their lawyer for the conveyancing in Sefton - Surely it’s easier to just instruct them?
This is not necessarily the case and you are entitled to opt for whichever conveyancer you decide for your Sefton home move. The conveyancing practitioner recommended by a 3rd party adviser may not always be the best lawyer, they may recommend their preferred conveyancing firm who are based far away. In this instance you may not have contact with your lawyer and due to the lack of continuity in the transaction, it may be difficult to obtain updates.