We hope to to purchase with Norwich and Peterborough Building Society. We have called around locally yet cant to find a Edge Hill conveyancing firm on the Norwich and Peterborough Building Society approved list. Can you assist?
You should make the most of the search tool on this site. Please choose the lender and type Edge Hill or your preferred area and you will see a number of lawyer offices in Edge Hill or by proximity to you.
3 months have elapsed following my purchase conveyancing in Edge Hill completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing a new build house in Edge Hill benefiting from help to buy. The developers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my solicitor about the deal as it could put at risk my loan with HSBC Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in Edge Hill in advance of retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some lenders will refuse to grant a mortgage on this type of premises.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Edge Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Edge Hill to see if the conveyancing costs will increase in light of this.
I am 18 days into a leasehold purchase having been directed to solicitors by the high street agent to handle our conveyancing in Edge Hill. I am am starting to be frustrated with the quality of service. Can you you assist me in finding new solicitors?
A solicitor would have to be really bad in order to consider changing them. Has the mortgage offer been sent? In the event that it has you need to advise them of the new contact details and get the mortgage documents are issued to the new lawyers. Your new conveyancer needs to be on the banks approved list to avoid added fees and frustration. That should be your starting point. Our find a solicitor tool can assist you in finding a bank approved lawyer for your home move in Edge Hill
Is there a difference between surveying and conveyancing in Edge Hill?
Conveyancing - in Edge Hill or elsewhere - is the legal term given to transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the defects prior to you move in.