Do the conveyancing practitioners highlighted via your ’find a lawyer’ app conduct right to buy conveyancing in Kirkby?
We do have a number of conveyancing conveyancers who can handle right to buy conveyancing Do e-mail the conveyancers listed with a view to get a conveyancing quote.
I am selling my home in Kirkby. Will the conveyancer need to be on the Santander conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
Me and my brother purchased a 4 bedroom Victorian property in Kirkby. Conveyancing lawyer represented me and Santander. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kirkby and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who conducted the work.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Kirkby is where the house is located. What do you suggest?
Flying freeholds in Kirkby are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kirkby you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kirkby may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking at a couple of apartments in Kirkby which have about 50 years remaining on the lease term. Do I need to be concerned?
A lease is a right to use the property for a prescribed time frame. As the lease gets shorter the value of the lease deteriorates and results in it becoming more costly to extend the lease. For this reason it is often a good idea to extend the lease term. More often than not it is difficult to sell a property with a short lease as mortgage lenders may be unwilling to lend money on properties of this type. Lease enfranchisement can be a difficult process. We recommend you get professional assistance from a solicitor and surveyor with experience in this area.
I own a ground floor flat in Kirkby, conveyancing formalities finalised July 2011. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Kirkby with a long lease are worth £206,000. The ground rent is £45 levied per year. The lease runs out on 21st October 2091
With just 66 years left to run we estimate the premium for your lease extension to span between £12,400 and £14,200 as well as legals.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.
I have just placed an offer on an apartment in Kirkby and the broker that we are dealing with recommended his property lawyer. She quoted £800 including VAT and disbursements. Does this sound reasonable?
You should not rely on a single quote. You should obtain like-for-like quotes for your conveyancing in Kirkby. Then pick one that you trust and crucially, is on the approved list of the lender that you are sourcing your mortgage from.