I am in the throes of switching my existing standard home loan to a BTL Chelsea Building Society mortgage. I have been informed by my broker that I require a solicitor as part of the process. I had a chat my previous Wythall conveyancing firm who dealt with the legals when I initially purchased the house. The pricing estimate they've given of just over five hundred pounds has surprised me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The quote is slightly on the steep side. If you are willing to invest time comparing prices you may be able to decrease the fees marginally by say £100 plus VAT. On the other hand, providing that you were content with the conveyancing the firm offered you maylive to rue opting for an an unknown solicitor. Don't forget to enquire the conveyancer can represent Chelsea Building Society. Do utilise our search tool to locate a Wythall conveyancing firm on the Chelsea Building Society conveyancing panel, which can often include conveyancing solicitors in Wythall.
My husband and I are approaching an exchange on a house in Wythall and my parents have sent the exchange deposit to my solicitor. I am now informed that as the deposit has been sent from someone other than me my lawyer needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
Your solicitor is duty bound to check with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
I am about to put a bid on a leasehold property in Wythall. The selling agents say that it is usual for flats in Wythall to have less than 75 years remaining. I am taking out a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 70 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/1/2026 the requirements read as follows :
I need some fast conveyancing in Wythall as I have a deadline to sign on the dotted line inside 3 weeks. Fortunately I do not need a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are are a cash buyer you are at liberty not to have searches carried out although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Wythall the following are instances of what can show up and adversely affect the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
Should I be concerned by brokers that I am dealing with are encouraging me to use an online conveyancing firm as opposed to a local Wythall conveyancing firm?
As is the case with lots of service providers, often input from relatives can be very helpful. Nevertheless there are many parties with a keen interest in a conveyancing matter; estate agents, financial adviser and banks might all suggest lawyers to appoint. Sometimes the lawyers might be known to one of the organisations as one of the best in their field, but sometimes there might be a commercial relationship behind the endorsement. You have the discretion to select your own conveyancer. You need to be aware that most banks operate an approved list of conveyancers you have to use for the lender related work in your house move.
I am 3 weeks into a freehold purchase having been recommend to conveyancers by the high street agent to do our conveyancing in Wythall. I am not happy. Can you you assist me in finding new conveyancers?
They would need to be really bad in order to consider diss instructing them. Has your mortgage been issued? In the event that it has you must inform them of the new contact details and have the offer are re-issued. Your new solicitor ideally needs to be on the mortgage company panel to avoid supplemental costs and complications. So that should be your first question of the new solicitors. Our find a solicitor tool can assist you in finding a lender approved solicitor for your conveyancing in Wythall