I am buying a new build duplex in Westbury Park and my conveyancer is advising me that she has to the mortgage company to disclose incentives from the builder. I am nearing the developer’s deadline to exchange contracts and I don't want to prolong deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are planning to acquire a house and require a conveyancing solicitor in Westbury Park who is on the Kent Reliance approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Westbury Park.
My friend recommended that if I am buying in Westbury Park I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Westbury Park conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Westbury Park around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Westbury Park Education with plans and statistics, Local Amenities and other useful data concerning Westbury Park.
My wife and I own a renovated Victorian house in Westbury Park. Conveyancing lawyer acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Westbury Park and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
I need to retain a conveyancing solicitor for my conveyancing in Westbury Park. I happened to discover a web site which seems to have the ideal offering If it is possible to get all this stuff done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What are your top tips when it comes to appointing a Westbury Park conveyancing firm to carry out our lease extension conveyancing?
When appointing a property lawyer for lease extension works (regardless if they are a Westbury Park conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with two or three firms including non Westbury Park conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be of use:
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What volume of lease extensions has the firm conducted in Westbury Park in the last 12 months?
Westbury Park Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
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Does this lease have in excess of 80 years unexpired? It would be wise to discover as much as you can regarding the company managing the building as they can either make your life much easier or problematic. As the owner of a leasehold property you are often at the mercy of the managing agents both financially and when it comes to daily matters such as the tidiness of the common parts. Enquire of other people if they are happy with them. On a final note, be sure you understand the dates that the maintenance fees are due to the managing agents and precisely what it includes.