Finally the sale completed on my house in Westbury Park last November yet the purchaser is e-mailing me complaining that their lawyer needs to hear from mine. What should have happened following completion?
Following your house sale your lawyer should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. Where appropriate, your conveyancer must also confirm that the home loan has been discharged to the purchasers lawyers. There is unlikely to be post completion formalities peculiar conveyancing in Westbury Park.
A colleague informed me that in buying a property in Westbury Park there could be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?
There are anumerous of properties in Westbury Park which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Westbury Park should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had chosen conveyancers based in Westbury Park on the TSB solicitor approved list. They have just invoiced me a separate fee for the legal aspects of the TSB mortgage. Is this an additional conveyancing fee specified by TSB?
Provided it is contained in their Terms of Engagement or Quote then yes your lawyer can levy a fee for this. This fee is not dictated by TSB but by your Westbury Park conveyancer. Some firms on the TSB panel will quote an ‘acting for lender’ fee and others do not.
I had an offer accepted on a house in Westbury Park on 12/12/2022, valuation was booked 2 days later, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are a common cause of delay in Westbury Park conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Westbury Park.
The deeds to our home can not be found. The lawyers who did the conveyancing in Westbury Park 10 years ago no longer exist. What are my options?
Assuming you have a registered title the information relating to your proprietorship will be evidenced by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, locate your property and order up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
I have been on the look out for a ground for flat up to £245,000 and identified one close by in Westbury Park I like with open areas and station nearby, the downside is that it only has 61 years on the lease. There is not much else in Westbury Park suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage the remaining unexpired lease term may be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I am looking for a conveyancing lawyer in Westbury Park for my purchase. Can I check a firm’s record with the legal regulator?
One can find documented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded call for training reasons.