My fiance and I are looking to acquire a home in Hackney Marshes and are in fact using a Hackney Marshes conveyancing practice. Within the last couple of days our conveyancer has sent a preliminary report and documents to look through with a view to exchanging next week. National Westminster Bank have this afternoon contacted us to inform me that they have now hit a problem as our Hackney Marshes solicitor is not on their approved list of lawyers. What do we do from here?
If you are buying a property requiring a mortgage it is conventional for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Hackney Marshes lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
I am about to put a bid on a leasehold property in Hackney Marshes. The estate agents say that it is usual for flats in Hackney Marshes to have less than 75 years left on the lease. I am getting a loan with Accord Mortgages. Is this going to be acceptable if the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/6/2025 the requirements read as follows :
Can you help - my lawyer advises that missing deeds insurance is required on my purchase. What is the level of cover for Hackney Marshes conveyancing?
The appropriate level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between HSBC Bank and Bank of Scotland. Conveyancing solicitors as opposed to borrowers take out such insurances.
My husband and I have organised a further advance on our mortgage from Kent Reliance as we intend to conduct a loft conversion to our property in Hackney Marshes. Do we need to appoint a local Hackney Marshes solicitor on the Kent Reliance conveyancing panel to handle the legals?
Kent Reliance do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
At last I have had an offer on a maisonette in Hackney Marshes agreed to, the vendors do nevertheless have a tied purchase. The owners have placed an offer on on an apartment, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have chosen a nearby conveyancing solicitor in Hackney Marshes. What do I do now? At what stage should I apply for the mortgage with Yorkshire BS?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Hackney Marshes conveyancing search fees, etc). First, you should ensure that your conveyancing practitioner is on the Yorkshire BS conveyancing panel. Regarding the subsequent phase this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. During a rising market many home buyers will apply for the mortgage with Yorkshire BS and pay for the valuation and only if it comes back ok would they request their lawyer to press on with the conveyancing in Hackney Marshes.
I require fast conveyancing in Hackney Marshes as I am under an ultimatum to exchange contracts inside one month. Thankfully I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to have searches carried out although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Hackney Marshes the following are instances of issues that can be revealed and therefore impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...
In my capacity as executor for the will of my uncle I am selling a house in Newport but live in Hackney Marshes. My conveyancer (based 235 miles from mehas requested that I sign a stat dec prior to completion. Could you suggest a conveyancing practitioner in Hackney Marshes who can witness this legal document for me?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Hackney Marshes based
I have just appointed agents to market my basement apartment in Hackney Marshes. Conveyancing has not commenced, but I have just received a half-yearly service charge demand – Do I pay up?
The sensible thing to do is discharge the invoice as usual given that all rents and maintenance payments should be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
After months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Hackney Marshes. Can we issue an application to the Residential Property Tribunal Service?
in cases where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the relevant legislation it is possible to make an application to the LVT to make a decision on the price payable.
An example of a Freehold Enfranchisement matter before the tribunal for a Hackney Marshes premises is 12 Nutfield Road in July 2014. the Tribunal judged that the price to be paid by the applicants for the freehold interest should be £19,572 This case related to 2 flats. The unexpired term was 72.02 years.