After what seems like an age a loan agreement from Nationwide for the remortgage of my single room maisonette is expected any day now. Could you suggest a cheap conveyancing solicitor in New Forest?
This site is not designed to help those in pursuit of the cheapest conveyancing solicitors in New Forest. Our goal is to offer excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies seducing you with ninety nine pound conveyancing in New Forest. Optimistically, in deciding on cheap conveyancing, you will get your money’s worth and at worst it will result in you invoiced for extras and still not get the service expected.
I am purchasing a house without a mortgage in New Forest. I have been living for the previous twelve years in New Forest. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a mortgage, then almost all of the New Forest conveyancing searches are optional. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches carried out, but he is duty bound to take that path of guidance. One thing to consider; if you are intend to sell the house at a future date, it will likely be be of importance to your prospective buyer what the searches determine. There are plenty of instances where properties with day to day issues can still throw up unpredicted search results. A good conveyancing solicitor in New Forest will provide you some practical advice concerning this.
My wife and I have recently appointed a conveyancing solicitor in New Forest. I I would like to check if they are on the Lloyds TSB Bank approved list of lawyers. Could you or the lender confirm if they are on the panel?
You should phone the conveyancer and enquire whether they are on the lender panel. Otherwise please get in touch with Lloyds TSB Bank who may be able to assist.
2 months have gone by since my purchase conveyancing in New Forest took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying my first flat in New Forest with a mortgage from Virgin Money. The builders refused to move on the price so I negotiated 6k of additionals instead. The sale representative told me not disclose to my lawyer about the side-deal as it will impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. New Forest is the location of the property. Can you shed any light on this issue?
Flying freeholds in New Forest are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside New Forest you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Forest may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.