We are about to sign contracts for a freehold house in Timperley. We encountered a problem. The mortgage offer with Alliance & Leicester expires on 20/4/2026 but the owners are putting forward a completion date of 22/4/2026. Is it possible to extend the mortgage expiry date?
The best person to address this question is your solicitors who should determine whether he or she is better off negotiating with the bank, owner’s representatives, property agents or indeed all three taking into account the history of your conveyancing to date.
We were going to get a AIP from RBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Timperley solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Timperley solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
My fiancee and I are at the point of viewing houses in Timperley and I am about to put in an offer. Is it sensible to have a solicitor on ‘stand by’? I am planning to take a mortgage with RBS.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are getting a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
Coventry BS have agreed my home loan in principle, my bid on a apartment in Timperley has been accepted, now what?
The property agent will wish to know who your solicitors are (be sure the lawyers are on the lender’s panel). Contact Coventry BS or your broker and complete any outstanding paperwork. Coventry BS will sellect a valuer who will get in touch with the selling agent or owners to schedule a time for the valuation to occur. Once carried out (assuming no problems) it takes approximately a week to get a mortgage offer. Coventry BS will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Timperley.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Timperley?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Timperley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build apartment in Timperley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Timperley
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
My husband and I are four weeks into a freehold purchase having been referred to solicitors by the local agent to execute conveyancing in Timperley. I am not happy. Can you you assist me in finding new conveyancers?
A solicitor would have to be really poor in order to consider diss instructing them. Has the mortgage offer been sent? In the event that it has you must advise them of the replacement lawyer and have the offer are issued to the new lawyers. The solicitor ideally needs to be on the lenders panel to avoid supplemental expenses and delays. That should be your first question of the new conveyancers. Our find a solicitor tool should assist you in finding a lender approved solicitor for your conveyancing in Timperley
What is the reason for new build conveyancing in Timperley being more expensive?
Conveyancing in Timperley for recently converted or new build homes can sometimes involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as supplemental investigations and contractual considerations.