I am searching for value for money property lawyer. Should I go for for a nationwide conveyancer rather than a high street Thorpe Astley conveyancing solicitor?
Thorpe Astley is a unique place, where regional knowledge is a significant benefit. The relaxed pace of life has it’s attractions – just not for your house move. The solicitors that we recommend host wide Thorpe Astley know how with a professional, can doattitude that ensures everything runs smoothly. It will certainly help that they enjoy established relationships with mortgage brokers, search providers, valuers and counterpart Thorpe Astley conveyancing solicitors
Do I need to pop into the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Thorpe Astley so that I can attend their offices when needed.
These days conveyancing panel lawyers for banks undertake the vast majority of communications via the post, internet or over the phone. This enables them to conduct the conveyancing transaction regardless of where you live in England or Wales. That being said you should check if you can still book an appointment to visit conveyancing lawyer if needed.
Completion of my remortgage has taken place for my property in Thorpe Astley. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
About to purchase flat in Thorpe Astley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Thorpe Astley property lawyer is on the RBS conveyancing panel.
My offer was accepted on an apartment in Thorpe Astley on 4/8/2023, valuation was booked 3 days after, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
It has been five months following my purchase conveyancing in Thorpe Astley took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the guidance of my in-laws I had a survey completed on a property in Thorpe Astley ahead of appointing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some banks tend refuse to give a loan on such a premises.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Thorpe Astley. Conveyancing may be slightly more expensive based on your lender's requirements.
The estate agent has suggested using their conveyancing practitioner for my conveyancing in Thorpe Astley - Is it not simpler better to just use them?
This is not necessarily the case and you are at liberty to use whichever property lawyer of your choosing for your Thorpe Astley conveyancing. A conveyancing practitioner suggested by a 3rd party adviser may not always be the best conveyancing practitioner, they may suggest their preferred conveyancing firm who are based remotely. In this instance you may not have contact with your solicitor and due to the lack of continuity in the transaction, it may be difficult to obtain updates.