I am the registered owner of a freehold residence in Blaby but nevertheless pay rent, why is this and what is this?
It is rare for properties in Blaby and has limited impact for conveyancing in Blaby but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
We are planning to buy with Norwich and Peterborough Building Society. I popped in a few high street practices yet am struggling to find a Blaby conveyancing firm on the Norwich and Peterborough Building Society panel. Please you help?
Feel free to make the most of the find a conveyancing panel solicitor tool on this page. Pick the building society and type Blaby or your location and you will discover numerous solicitors offices in Blaby or near you.
I am purchasing a property in Blaby. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?
As you are obtaining a mortgage with Kent Reliance your lawyer must comply with the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and lawyers are required to report to Kent Reliance where a lease does not satisfy these provisions. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Blaby.
After much negotiation I have agreed a price on an apartment in Blaby. My mortgage broker recommended their conveyancers. I paid an upfront payment of £200. A few days later, the conveyancer called me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Blaby solicitor - who is on the RBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Blaby surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I note that there are debates on Chancel Insurance on online forums. Do I require this when buying a house in Blaby? or I am told that there is an ancient law that means some house owners living in a parish church boundary will be compelled to contribute towards maintenance to the chancel within the church. Is this suitable for conveyancing in Blaby?
Unless a prior purchase of the house completed after 12 October 2013 you can take it that conveyancing practitioners conducting conveyancing in Blaby to continue to propose a a chancel search and or insurance against a claim.
My company is looking to take an assignment of a lease of a shop on a shopping parade. Can you recommend lawyers offering fixed charges for commercial conveyancing in Blaby for less than £2000?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Blaby, including the disposal and purchase of businesses as well as simply property. Whether you are looking to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right firm. As for the costs these will vary based on the structure and terms of the proposed transaction. Please provide us with your contact information or phone us so that we can furnish you with a detailed commercial conveyancing calculation.
My husband and I are four weeks into a freehold purchase having been directed to a firm by the selling agent to execute conveyancing in Blaby. I am am starting to be frustrated with the level of service. Could you you assist me in finding new solicitors?
They would have to be really bad to suggest replacing them. Has the mortgage been generated? In the event that it has you need to advise them of the new contact details and have the offer are re-issued. The conveyancer needs to be on the lenders panel to avoid supplemental charges and delays. That should be your starting point. Our search tool will assist you in finding a lender approved conveyancer for your conveyancing in Blaby