I am selling my house in Thatcham. Will the conveyancer need to be on the Skipton conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Skipton conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
My wife and I have organised a further advance on our home loan from UBS as we want to conduct renovations to our property in Thatcham. Do we need to select a bricks and mortar Thatcham solicitor on the UBS conveyancing panel to handle the paperwork?
UBS don't usually instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
We were going to get a DIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Thatcham solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Thatcham solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I recently had an offer agreed on a house in Thatcham. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. Soon after, the solicitor contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Thatcham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Thatcham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What is different about your site and other web based conveyancing brokers for conveyancing in Thatcham?
At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Thatcham. As opposed to estate agents and brokerage sites we do not charge firms a fee if you instruct them for your home move in Thatcham
I have been sourcing a conveyancing lawyer in Thatcham for my sale. Is there any facility to review a firm’s record with the legal regulator?
You can search for documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.
Do online conveyancing organisations do everything a high street Thatcham solicitor does or must I employ a solicitor for the final stages for my conveyancing in Thatcham?
If you choose an online conveyancer they will cover all the things your Thatcham solicitor would cover.