My IFA has requested my Harwell lawyer’ panel reference for the Lloyds conveyancing panel. How do I find this out. I have tried my local Harwell branch but they cant find it on their system.
Have you tried contacting your Harwell lawyer about this?. They maintain a central record lender panel numbers.
We are purchasing a flat and need a conveyancing solicitor in Harwell who is on the Clydesdale conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Harwell.
My wife and I own a renovated Edwardian house in Harwell. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Harwell and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who carried out the work.
How does conveyancing in Harwell differ for new build properties?
Most buyers of new build or newly converted property in Harwell contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Harwell tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Harwell or who has acted in the same development.
I'm refinancing my current property to a buy to let loan with Alliance & Leicester and I will use the ballance of the raised equity towards another house. The area we are talking about is Harwell. Will your conveyancers be able to act for the two lenders and tie in the conveyances?
Make use of our comparison tool on this page to check that the solicitors are approved by both mortgage companies. On the basis that they are the solicitor should be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and specify your desired outcome and needs.
Last March I purchased a leasehold house in Harwell. Am I liable to pay service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a studio flat in Harwell, conveyancing was carried out January 2004. Can you work out an approximate cost of a lease extension? Equivalent flats in Harwell with an extended lease are worth £175,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease ends on 21st October 2083
With only 58 years left to run we estimate the premium for your lease extension to be between £23,800 and £27,400 as well as legals.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.