I went with a high street solicitor for my conveyancing in Didcot today. Looking through the Ts and Cs I seewe are liable for charges even where the conveyance does not complete. Would I be best advised to appoint a web based conveyancing company advertising no move no charge conveyancing in Didcot?
It is usually ‘give and take’ in that if "No Completion No Fee" is available then the fee levels will tend to be be higher to neutralise those cases that abort. Also remember that these arrangements rarely cover expenditure for example Didcot conveyancing search costs.
I have given 8 weeks notice to my current landlord and have to vacate my rented property in Didcot by the end of next month. Conveyancing on my purchase has just started. How realistic is it to complete in 4 weeks as don't want to have to move into temporary accommodation?
Generally one should not give notice on a rental unless your lawyer suggests that you should. Assuming that you have not already done so, notify to your lawyer and request that they seek the assistance the owners side, try to get a realistic time scale from them that everyone will aim to achieve
Can your site be used to locate a Conveyancing solicitor in Didcot even where I’m not buying or selling a house, for example if I want to acquire a shop in Didcot with a mortgage from Halifax?
The service is mainly utilised to locate domestic conveyancing solicitors in Didcot but we have set out towards the bottom of this page a selection of Didcot commercial conveyancing firms. You will need to enquire with the company directly to establish if they are also authorised to represent Halifax
Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a garden flat in Didcot. Do I pick up the keys to the house on the completion date from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Didcot?
On the day of completion you do not need to go to the conveyancers office in Didcot. Your solicitors will arrange to send the completion advance to the owner’s conveyancers, and once they have received this, you will be invited to collect the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
The mortgage over my property is with Virgin Money for my property in Didcot. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval before letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel solicitor.
It is not clear whether my mortgage offer requires a lease extension. I have called my Didcot bank branch on various occasions and was advised it wasn't a problem and they would lend. My Didcot conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Your solicitor has to follow the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Wolstenholmes several years ago for my conveyancing in Didcot. I now require my papers however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Didcot of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
At long last our conveyancing in Didcot is completing this Friday, yet the people I am buying from wishes to move out the next day at midday. Can I accept this?
It is not possible to complete on a Saturday because the bank systems aren't operating.