We are about to exchange contracts for a garden flat in Didcot. We have hit a snag. The loan offer with The Mortgage Works runs out on 2/3/2026 but the sellers are putting forward a completion date of 4/3/2026. Can one extend the loan offer?
The best person to address this concern is your solicitors who is in a position to calculate whether they better off negotiating with the bank, owner’s solicitors, property agents or conceivably all parties taking into account the history of your transaction as of today.
Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in Didcot. Do I receive the keys to the house on the completion date from my lawyer? If so, I will appoint a local conveyancing solicitor in Didcot?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you should be able to collect the keys from the selling Agents and start moving into the property. Usually this occurs early afternoon.
I currently have a mortgage with Santander for my property in Didcot. Conveyancing has been completed a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
Your original mortgage agreement with Santander will provide that you need their approval before letting out your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel lawyer.
I can not work out if my lender requires a lease extension. I have called my Didcot building society branch on numerous occasions and was informed it wasn't a problem and they would lend. My Didcot conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their published requirements. I have no idea who is right.
Your conveyancer has to comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Wolstenholmes a few years past for my conveyancing in Didcot. Now, I need the documents but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Didcot of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How do I search for a Didcot solicitor on the Birmingham Midshires conveyancing panel? I have a car and am willing to travel upto 10miles to meet the lawyer.
Feel free to make use of the tool on this page. Please select a mortgage company and your location and you will see a number of Didcot conveyancing lawyers located nearest you. We have detailed some Didcot conveyancing firms towards the end of this page and you can call them to see if they are on the Birmingham Midshires panel
I need to instruct a conveyancing solicitor for purchase conveyancing in Didcot. I happened to chance upon a site which appears to be the perfect solution If there is a chance to get all the legals completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
New build sellers have suggested I use a solicitor and I've obtained a quote from them. They are nearly £250 less expensive than my own Didcot conveyancing practitioner. What's the catch?
Builders often have lists of solicitors who expedite matters and who know the developer’s contract and conveyancing practitioner. Plenty of developers offer an inducement to choose a preferred property lawyer for this reason, any increased charges can be avoided and a builder won't recommend a conveyancing warehouse and run the risk of having the conveyancing delayed when they need an exchange within a tight time frame. The argument for not opting for the recommended conveyancing practitioner is that they may prove reluctant to 'push' your interests for fear of alienating the developer. If you worry that this may be the case you should stick with your high street Didcot solicitor.