Willretaining a Didcot conveyancing firm make my purchase more efficient?
Generally conveyancing lawyers in your neck of the woods will enjoy excellent alliances with your local authority, which can assist with your Didcot conveyancing searches that your solicitor will require. It can only be a plus if they enjoy existing rapport with the Land Registry overseeing your area Didcot, other property lawyers in the area and Didcot selling agents.
I am thinking of mortgaging my house in Didcot, does my lawyer have to be on the Clydesdale Solicitor panel?
There is nothing to stop you using your solicitor, but Clydesdale will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
My relative suggested that if I am buying in Didcot I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Didcot conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Didcot around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Didcot Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data concerning Didcot.
Despite weeks of looking the Title Certificate and documents to my property are lost. The lawyers who dealt with the conveyancing in Didcot 4 years ago have long since closed. What are my next steps?
As long as the title is registered the details of your ownership will be evidenced by HMLR with a Title Number. It is easy to carry out a search at the Land Registry, identify your house and obtain current copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one round the corner in Didcot I like with a park and railway links nearby, however it's only got 49 remaining years left on the lease. There is not much else in Didcot in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan the shortness of the lease will be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
What does commercial conveyancing in Didcot cover?
Non domestic conveyancing in Didcot incorporates a wide range of advice, offered by regulated solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.