In what way does my ID and proof of funds have anything to do with my conveyancing in Hermitage? Is this really necessary?
You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Hermitage. Nowadays you can not complete any conveyancing deal if you have not submitting proof of your identity. This usually takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are supplying your driving licence as evidence of identification it needs to be both the paper section and photo card part, one is not sufficient in the absence of the other.
Evidence of the origin of funds is mandated under Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancer will need to retain this information on file. Your Hermitage conveyancing solicitor will require evidence of proof of funds before they are able to accept any funds from you into their client account and they may also ask additional questions regarding the origin of monies.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Hermitage. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/2/2026, the requirements read as follows :
I have recentlybecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Hermitage for a purchase of a leasehold apartment 10 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hermitage conveyancing specialists.
I am buying a new build house in Hermitage with a mortgage from National Westminster Bank. The developers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not reveal to my conveyancer about this extras as it will impact my mortgage with National Westminster Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £245,000 and identified one near me in Hermitage I like with amenity areas and railway links nearby, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Hermitage suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage the shortness of the lease will likely be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
Taking into account that I am about to part with hundreds of thousands of pounds on a two bedroom apartment in Hermitage I would like to have a conversation with the lawyer regarding thehome move ahead of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your property ownership legalities in Hermitage.There is no ‘factory style conveyancing’ - every client is unique individual, not a file reference. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in Hermitage should be the amount on the final invoice that you end up paying.