I am buying a flat and require a conveyancing solicitor in Newbury who is on the Accord Mortgages Ltd approved. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Newbury. We dont recommend any particular firm.
is it true that all Newbury conveyancing solicitors on the Nationwide conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Nationwide conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of banks do permit licenced conveyancers on their panel and in such a situation the practice would be overseen by the Council of Licensed Conveyancers.
I'm at the point of viewing apartments in Newbury and I am now considering a potential offer. Is it best to have my solicitor on ‘stand by’? I will be getting a mortgage with Principality.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are taking out a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.
Our offer on a detached house in Newbury has been accepted, but there is a chain. The sellers have placed an offer on a property, however it’s not yet agreed to, and have viewings of other properties in the pipeline. I have selected a high street conveyancing solicitor in Newbury. What do I do now? At what stage do I apply for the mortgage with HSBC?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then survey, Newbury conveyancing search charges, etc). The first thing to do is check that your conveyancing practitioner is on the HSBC approved list. Concerning the next stages this very much depends on the specifics of your case, desire for this property and on the state of the market. In a rising market some home buyers will apply for a home loan with HSBC and pay for the valuation and only if it comes back ok would they pay their property lawyer to press on with the conveyancing in Newbury.
Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial estate in Newbury?
Many commercial conveyancing solicitors in Newbury will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Newbury. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Newbury.
For each commercial conveyancing transaction in Newbury it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Newbury commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Newbury.
Are there restrictive covenants that are commonly identified as part of conveyancing in Newbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Newbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm refinancing my primary home to a BTL loan with Norwich and Peterborough Building Society and intend to use the remaining equity as a deposit on further property. The location we are interested in is Newbury. Will your solicitors be able to act for both sets of mortgage companies and tie in the two deals?
Do use our comparison tool on this site to check that the conveyancers are approved by both mortgage companies. Having checked that they are your solicitor should be able to connect the two conveyancing matters but you should have a chat with you conveyancer and make clear your expectations and requirements.
We are in the process of buying a apartment in Newbury. Conveyancing is not complete but we would like have our purchase price confidential from the likes of Zoopla. How can this be done?
HMLR as a matter of law bound to reveal price sold data on the official title for residential properties countrywide which includes properties in Newbury. The register of ownership is an open document, so the Land Registry would be breaking the law if they did not grant access to the register.
In essence you can make a request of the Land Registry to hide the amount paid data yet the response will be a No.