A colleague informed me that in purchasing a property in Dorchester On Thames there could be a number of restrictions prohibiting external alterations to a property. Is this right?
We are aware of a number of properties in Dorchester On Thames which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Dorchester On Thames should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously selected solicitors located in Dorchester On Thames on the Bank of Ireland solicitor panel. They have just billed me a separate fee for the legal aspects of the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?
Provided it is contained in their Terms of Engagement or estimate then yes your property lawyer is entitled to charge a fee for this. The charge is not set by Bank of Ireland but by your Dorchester On Thames property lawyer. Plenty of firms on the Bank of Ireland panel will quote ’dealing with mortgage’ fee but some practices include it on their overall fee.
I had a mortgage agreed in principle with Principality. Dorchester On Thames conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Principality?
Some lenders take longer than others. Have Principality conducted the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I need some expedited conveyancing in Dorchester On Thames as I have pressure to exchange contracts within one month. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you are at free not to have searches conducted although no solicitor would recommend that you don't. With plenty of history conveyancing in Dorchester On Thames the following are examples of issues that can show up and therefore impact the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...
I used Stirling Law several years ago for my conveyancing in Dorchester On Thames. I now require my papers however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Dorchester On Thames of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Dorchester On Thames with the aid of help to buy. The builders refused to budge the amount so I negotiated 6k of additionals instead. The estate agent told me not reveal to my lawyer about this deal as it could put at risk my mortgage with Barclays . Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Dorchester On Thames before retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend not give a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dorchester On Thames. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dorchester On Thames to see if the conveyancing costs will increase in light of this.
Is it best to appoint a Dorchester On Thames conveyancing practitioner in close proximity to the house I am hoping to buy? An old friend can carry out the legal formalities however they are based approximately 350miles away.
The primary upside of using a high street Dorchester On Thames conveyancing firm is that you can drop in to sign documents, present your ID and pester them if necessary. Having local Dorchester On Thames know how is a benefit. However it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were happy that must surpass using an unknown Dorchester On Thames conveyancing solicitor solely due to them being Dorchester On Thames based.