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Conveyancing in Radcliffe : Keep it Local

Reasons to use our Radcliffe conveyancing solicitors

  • 1 Our site is the only site offering you the ability to check that your conveyancing in Radcliffe will be carried out by a conveyancer on your bank conveyancing panel.
  • 2 Using a a family Solicitor usually means that you will receive a more personal touch. Sometimes when dealing with a large conveyancing firm, your transaction is handled by a team of people who who update you by reading from their computer screens.
  • 3 Radcliffe lawyers have a significant edge when it comes to Radcliffe conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that will impact your sale or purchase
  • 4 Property lawyer conveyancing solicitors have very good personal links with Radcliffe estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 5 Radcliffe lawyers work in partnership with Radcliffe estate agents, house builders, surveyors, lenders and other professionals to make sure that the highest level of service is provided to buyers and sellers every step of the way, with the intention of reducing administrative burdens and transaction times

Examples of recent conveyancing in Radcliffe since September 2022*

Recently asked questions about conveyancing in Radcliffe

My partner and I are acquiring our first property. The conveyancer has calledto check if we would like to order supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Radcliffe

The quantity and type of Radcliffe conveyancing searches should be triggered based entirely on the premises, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall appetite to risk. What is important is that you adequately appreciate what information each search could supply. Then you can make a decision if you personally think you need that search. If unclear, ask the lawyer to offer guidance.

Finally the sale completed on my house in Radcliffe last July yet the purchaser is texting me complaining that their conveyancer is waiting to hear from myconveyancer. What should have happened following completion?

Following your house sale your conveyancer should send the transfer documentation and all of the paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also send confirmation that the mortgage has been repaid to the buyers solicitors. There are no post completion requirements unique to conveyancing in Radcliffe.

I am considering applying for a Santander mortgage for purchase of a newly converted (under development) in Radcliffe with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Santander ?

There is nothing to stop you using your solicitor, but Santander will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

Is it the case that all Radcliffe CQS (Conveyancing Quality Scheme) solicitors are on the Nottingham conveyancing list of approved firms?

A selection of lenders now utilise CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.

Last month we had a mortgage agreed in principle with Clydesdale. Radcliffe conveyancing solicitors are selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?

There is no definitive answer here. Have Clydesdale done the valuation? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

The formalities of my purchase has taken place for my property in Radcliffe. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

Will our lawyer be raising enquiries regarding flooding during the conveyancing in Radcliffe.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Radcliffe. There are those who buy a house in Radcliffe, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to impart advice on flood risk, however there are a various searches that can be initiated by the buyer or on a buyer’s behalf which should figure out the risks in Radcliffe. The conventional set of completed inquiry forms sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the owner to discover whether the premises has historically flooded. If flooding has previously occurred which is not revealed by the vendor, then a purchaser may commence a compensation claim stemming from an inaccurate reply. The buyer’s solicitors should also commission an enviro search. This will reveal whether there is any known flood risk. If so, more detailed inquiries should be made.

Due to the advice of my in-laws I had a survey completed on a house in Radcliffe before retaining lawyers. I have been told that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may not give a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. If you contact us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Radcliffe. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Radcliffe to see if the conveyancing will be more expensive.

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Residential Landlord and Tenant Conveyancing solicitors in Radcliffe

The firms listed below are a small selection of solicitors in Radcliffe with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Service charge disputes

  • Sheldon Davidson Solicitors Limited, 219 Bury New Road, Whitefield, Manchester, Lancashire, M45 8GW
  • A.s. Matthews Limited, 136 Park Lane, Whitefield, Manchester, Lancashire, M45 7PX
  • Thomas Saul & Co, 6 Bury Old Road, Whitefield, Manchester, Lancashire, M45 6TF
  • Clough & Willis, 2 Manchester Road, Bury, Lancashire, BL9 0DT
  • Crompton Halliwell, 4-6 St. Marys Place, Bury, Lancashire, BL9 0EA

Commercial Conveyancing solicitors in Radcliffe regulated by the SRA

The list below is a non-comprehensive list of solicitors in Radcliffe with expertise in commercial conveyancing in Radcliffe. This will likely include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • A.s. Matthews Limited, 136 Park Lane, Whitefield, Manchester, Lancashire, M45 7PX
  • Thomas Saul & Co, 6 Bury Old Road, Whitefield, Manchester, Lancashire, M45 6TF
  • Glp (prestwich) Llp, Portland Terrace, 9 Fairfax Road, Prestwich, Manchester, Lancashire, M25 1AS
  • Clough & Willis, 2 Manchester Road, Bury, Lancashire, BL9 0DT
  • Crompton Halliwell, 4-6 St. Marys Place, Bury, Lancashire, BL9 0EA

Domestic Licensed Conveyancers in Radcliffe regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Radcliffe but also conveyancing across England and Wales.
  • Conveyancing Expert Limited, 117 Chorley Road, M27 4AA

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.