We are about to exchange contracts for a leasehold flat in Sleaford. We have hit a problem. Our mortgage offer with Britannia runs out on 23/2/2026 but the vendors are insisting on a completion date of 25/2/2026. Can one extend the loan expiry date?
The best person to deal with your question is your solicitors who is in a position to assess whether he or she is better off negotiating with the bank, owner’s representatives, selling agents or possibly all three based on the circumstances your house move to date.
I'm the single recipient of my late grandmother’s estate with all property in now in my sole name, including the house in Sleaford. The Sleaford property was put into my name in November. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my proprietorship may be considered the same way as if I'd bought the property in November. Do I have to wait half a year to sell?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. How practical a view banks take of it, depend on the mortgage company as this clause is chiefly there to pick up on subsales or the quick reselling of property.
Is it the case that all Sleaford solicitors on the Santander conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Santander conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Many banks do allow licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
How can we tell if a Sleaford conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Sleaford seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
4 months have gone by since my purchase conveyancing in Sleaford concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Are there any apps to help identify a Sleaford law firm on the Godiva Mortgages Ltd conveyancing panel? I have a car and am willing to travel upto 25miles to meet the lawyer.
Feel free to make use of the tool on this page. Please pick a mortgage company and your location and you will see a number of Sleaford conveyancing lawyers based on proximity. We have detailed some Sleaford conveyancing firms at the bottom of this page and you can ring them to see if they are on the Godiva Mortgages Ltd panel
As co-executor for the will of my grandmother I am selling a property in Swansea but live in Sleaford. My lawyer (based 200 kilometers from meneeds me to sign a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing practitioner in Sleaford who can witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Sleaford based
There are a number of houses in Sleaford on private roads. My wife and I are purchasing one such property. What would be the advantages and disadvantages of purchasing a house on a privately owned road?
Sleaford conveyancing firms will be used to transacting homeson unadopted roads. Your conveyancing practitioner will review the Land Registry data to find any rights or responsibilities. It is possible that there is a residents association that owners pay into to maintain the road. Where there is one, the road will likely be maintained and look better than publicly owned.