Can your site be used to locate a Conveyancing solicitor in Crowland even if I’m not buying or disposing of a house, for instance if I wish to buy an office in Crowland with a mortgage from Aldermore?
The service is mainly there to help choose domestic conveyancing solicitors in Crowland but we have recorded at the bottom of this page a few Crowland commercial conveyancing firms. You should enquire with the firm directly to see if they are also authorised to represent Aldermore
I happen to be the only recipient of my late grandmother’s estate and I have everything in my name now, including the my former home in Crowland. The Crowland property was put into my name in February. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship will be treated the same way as though I had purchased the house in February. Do I have to wait half a year to sell?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view lenders take of it, depend on the lender as this provision principally exists to capture the purchase and immediately sell or the wholesaling and assigning of properties.
We have agreed to purchase a house in Crowland. A rare aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nationwide your lawyer must check the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Nationwide where a lease does not satisfy these requirements. The specifications relate to the installation of panels on properties countrywide and is not isolated to Crowland.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Crowland building society branch on a couple of occasions and was advised it wasn't a problem and they will lend. My Crowland conveyancing solicitor - who is on the lender conveyancing panel- called and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
The conveyancing practitioner must comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I used Arc property Solicitors a few years ago for my conveyancing in Crowland. I now require my papers however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crowland of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Crowland is where the house is located. What do you suggest?
Flying freeholds in Crowland are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crowland you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crowland may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are FTB’s - had an offer accepted, yet the estate agent has warned us that the vendor will only move forward if we appoint their recommended lawyers as they are insisting on a ‘quick sale’. We would rather use a high street solicitor used to conveyancing in Crowland
It is highly unlikely the vendors are driving this. Should the vendor want ‘a quick sale', alienating a serious buyer is going to damage their objectives. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your preferred Crowland conveyancing firm - not the ones that will provide the negotiator at the agency a commission or meet his conveyancing figures demanded by head office.
New build sellers have suggested I use a property lawyer and I've sought a quote from them. It's almost two hundred pounds less expensive than my own Crowland lawyer. Should I use them?
Developers often have panels of conveyancing practitioners who expedite matters and who know the builder's contract and lawyer. As many developers offer an incentive to use a preferred conveyancing practitioner for this reason, any increased charges can be avoided and a developer will not recommend a conveyancing factory and run the risk of having the transaction delayed when they want exchange in 28 days. A counter-argument for not agreeing to use the suggested property lawyer is that they may prove hesitant to fight for your interests for fear of upsetting the housebuilder. If you worry that this may be the situation you should remain with your high street Crowland solicitor.