Me and my wife are acquiring an apartment in Heckington. My Solicitor has never been on on the mortgage company approved panel. Is it possible for me to appoint my Heckington conveyancing solicitor even though they are not on the bank panel of approved conveyancing solicitors?
You have a couple of options open to you here
- Proceed with your existing Heckington conveyancing practitioner but your bank will no doubt instruct a property lawyer on their approved panel. This will result in additional charges together with potential frustration.
- Appoint a fresh solicitor to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Convince your conveyancer to attempt to join the bank panel
Despite weeks of looking the Title Certificate and documents to our house can not be found. The conveyancers who conducted the conveyancing in Heckington 5 years ago no longer exist. Will I be able to sell the house?
As long as you have a registered title the details of your ownership will be held by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, locate your house and get current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
Just had an offer accepted on a new build flat in Heckington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Heckington
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Due to the input of my in-laws I had a survey completed on a house in Heckington in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some banks tend refuse to issue a mortgage on this type of property.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Heckington. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon spend hundreds of thousands of pounds on a house in Heckington I wish to talk to a solicitor concerning thehouse move ahead of giving the go ahead to the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer due to be doing your conveyancing in Heckington.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Heckington should be the figure that you are charged.
Do I need to visit the offices of the lender conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Heckington as it will be easier to pop in to their offices if required.
Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Heckington. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.