It is a dozen years since I acquired my property in Navenby. Conveyancing lawyers have just been retained on the sale but I can't locate the deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a possibility that the deeds will be kept by the lender or they may stored with the conveyancers who oversaw your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Navenby relates to registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Navenby. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/7/2026, the requirements read as follows :
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Navenby?
There are many registered licenced Conveyancers in Navenby and Solicitor firms in Navenby to choose from It is important to make clear that both are regulated professionals specialising in the legal aspects of the home buying process. The two can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am selling my apartment. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being pedantic. The Navenby solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Co-operative have agreed my mortgage in principle, my bid on a flat in Navenby has been accepted, what happens next?
The estate agent will want to know who your solicitors are (make sure the conveyancers are on the lender’s approved list). Telephone Co-operative or the broker and complete any relevant forms. Co-operative will appoint a valuer who will get in contact with the estate agent or owners to book a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Co-operative will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Navenby.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Navenby is the location of the property. Is there any guidance you can impart?
Flying freeholds in Navenby are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Navenby you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Navenby may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How can the Landlord & Tenant Act 1954 impact my business offices in Navenby and how can you help?
The particular law that you refer to provides security of tenure to commercial lessees, giving them the right to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Navenby is one of the hundreds of areas of the UK in which our lawyers are located
Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £425,000 garden flat in Navenby next Monday. The managing agents has quoted £336 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Navenby?
Navenby conveyancing on leasehold apartments normally results in fees being levied by freeholders :
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Addressing pre-contract enquiries
Where consent is required before sale in Navenby
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I own a garden flat in Navenby, conveyancing having been completed half a dozen years ago. Can you work out an approximate cost of a lease extension? Equivalent flats in Navenby with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 levied per year. The lease ends on 21st October 2083
With only 57 years left to run the likely cost is going to be between £28,500 and £33,000 as well as costs.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.