I am need of leasehold conveyancing for an apartment in a fairly new development (6 years old) in Navenby. The vast majority the flats have already been sold. Is it really necessary to order neighbourhood searches for my conveyancing in Navenby?
You would be taking a significant risk in not carrying out Navenby conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would absolutely advise in the strongest possible terms that you have them. Where time pressures and driving down costs are top of your issues you should discuss with your conveyancer about the options such as indemnity insurance available to you
Are all Navenby Conveyancing Quality Solicitors on the RBS conveyancing panel?
A selection of banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
When it comes to lenders such as Barclays, do Navenby lawyers incur a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Navenby solicitor - who is on the Kent Reliance conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Navenby postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Navenby.
I have been told that property searches are the main cause of hinderance in Navenby house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Local searches are unlikely to feature in any holding up conveyancing in Navenby.
I am selling my house. My past conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Navenby if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Navenby. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
My partner has encouraged me to instruct his lawyers for conveyancing in Navenby. Do I take his recommendation?
There are no two ways about it the best way to select a conveyancing practitioner is to have guidance from friends or relatives who have previously instructed the solicitor you're are thinking of instructing.
I have noted on various online forums that before choosing a conveyancing lawyer they must be approved by your lender. It happens to be my first home move but I have an AIP with Birmingham Midhshires and I already have a high street conveyancing solicitor in Navenby at the ready. Can Santander need an approved lawyer to be used? If so, where can I find that list so I can choose a conveyancing solicitor in Navenby?
You should use a solicitor that is on the Santander panel. Just ring your chosen Navenby conveyancing lawyer to check if they are on the Santander panel. If they are not approved you have a couple of options available to you here:
- Proceed with your chosen Navenby solicitor but Santander will need to instruct a property lawyer from their approved panel. This will result in additional charges together with likely delay.
- Choose a new property lawyer to conduct the conveyancing, making sure they are on the Santander conveyancing panel.
- Convince your solicitor to apply to join the bank panel.