Can I use your services to find a Conveyancing solicitor in Horncastle even if I’m not buying or selling a house, for example if I wish to buy a shop in Horncastle with a mortgage from Santander?
The service is mainly utilised to help choose domestic conveyancing solicitors in Horncastle but we have listed towards the end of this page some Horncastle commercial conveyancing firms. You should speak with the company directly to see if they are also authorised to represent Santander
What can a local search reveal concerning the property I am buying in Horncastle?
Horncastle conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search is essential in every Horncastle conveyancing purchase; as long as you don’t want any nasty surprises after you move into your property. The search should provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
I got the keys to my flat on 4 September and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Horncastle said it will be recorded inside ten days. Are transfers in Horncastle particularly slow to register?
As far as conveyancing in Horncastle is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timescales can vary depending on the party submitting the application, whether there are errors and if the Land registry must send notices to any interested persons or bodies. As of today roughly 80% of such applications are completed within two weeks but occasionally there can be longer delays. Registration takes place after the new owner is living at the property so 'speed' is not usually top priority yet if there is a degree of urgency associated with the registration then you or your solicitor can speak with the land registry and explain the circumstances.
How does conveyancing in Horncastle differ for new build properties?
Most buyers of new build premises in Horncastle come to us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is finished. This is because developers in Horncastle typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Horncastle or who has acted in the same development.
I opted to have a survey done on a house in Horncastle ahead of appointing solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some banks tend not grant a loan on this type of home.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Horncastle. Conveyancing will be smoother if you use a solicitor in Horncastle especially if they regularly deal with such properties in Horncastle.
Do I need to be suspicious that brokers that I am dealing with are suggesting an online conveyancing firm as opposed to a High Street Horncastle conveyancing firm?
As is the case with many professional services, often recommendations from relatives can be extremely useful or valuable. But there are numerous players in a conveyancing transaction; estate agents, financial adviser and mortgage companies might all recommend lawyers to use. On occasion the conveyancers might be known to one of the organisations as being good in their field, but sometimes there may be a financial incentive behind the recommendation. You have the discretion to select your preferred lawyer. However, bear in mind that most lenders have an approved list of lawyers you are obliged to use for the lender aspect of your conveyancing.