Find a Lender-Approved Local Conveyancer in Horncastle

Ready to buy a new home? Find a law firm approved by your lender.

Why do I need a "lender approved" conveyancer?

Failing to check that a lawyer is on your lender’s list of approved solicitors can put your transaction at risk of delay or failure.

Choosing the right solicitor is the most important decision when it comes to your Horncastle house move

5 reasons to use our service to assist you choose a high street conveyancing solicitor in Horncastle

The practices identified on our directory have a mix of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters each year.
You can gain comfort when you choose the very best, most recommended conveyancing solicitors. Horncastle has a number to pick from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.
Horncastle conveyancers are likely to acquainted with the local Land Registry Office, Local Authority and selling agents
Our site is the only site that enables you the facility to ensure that your conveyancing in Horncastle will be carried out by a conveyancer on your mortgage lender’s member panel.
The hallmark of our conveyancing solicitors in Horncastle is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the high standards of professionalism you would hope for.

Examples of recent conveyancing in Horncastle since December 2024*

Sale

of terraced property, Foundry Street, LN9 6AF completing on 10/01/2025 at a price of £115,000. The conveyancing process incorporates some of the following tasks: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, preparing statement detailing charges

Transfer

of semi-detached premises, Banovallum Gardens, LN9 6RF completing on 10/01/2025 at a price of £175,000. The legal transfer of property included amongst the various tasks: sending conveyancing papers to buyers representatives, obtaining official copies of the title, sending title deeds and executed transfer to purchaser’s solicitor

Transfer

of semi residence, West Street, LN9 5AF completing on 07/01/2025 at a price of £155,000. The legal transfer of property included amongst the various tasks: taking formal instructions from and updating the seller client, obtaining official copies of the title, agreeing completion date with parties

Transfer

of semi premises, Lord Allerton Way, LN9 5FG completing on 20/12/2024 at a price of £230,000. The legal transfer of property incorporates some of the following tasks: dealing with appropriate requisitions and enquiries, agreeing completion date with parties, setting up the completion formalities

Recently asked questions about conveyancing in Horncastle

Can you recommend a The Royal Bank of Scotland approved Horncastle conveyancing solicitor who can have us moved in within 28 days? Would it be better to use a high street Horncastle firm or a nationwide comparison site?

We can recommend some very good Horncastle conveyancing firms. Another option is to visit the high street in Horncastle. Go in to a couple of law practices and request to speak with a conveyancing solicitor for a costs illustration. Mention your deadline together with your reasons and ask for an assurance on speed. Select the lawyer that appears most efficient.

I own a freehold house in Horncastle but still charged rent, why is this and what is this?

It’s unusual for properties in Horncastle and has limited impact for conveyancing in Horncastle but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Horncastle building society branch on various occasions and was told it does not impact the mortgage offer and they will lend. My Horncastle conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their specific requirements. Who do I believe?

Your lawyer must comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am selling my house. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Aldermore are being a right pain. The Horncastle solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?

It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

After shopping around on the internet I have found a Horncastle property lawyer having made sure that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?

Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Horncastle surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Due to the input of my in-laws I had a survey completed on a property in Horncastle in advance of instructing solicitors. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks will refuse to issue a mortgage on a flying freehold home.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Horncastle. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Horncastle to see if the conveyancing costs will increase in light of this.

What makes your site different to other web based conveyancing brokers for conveyancing in Horncastle?

At this site receive an accurate costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Horncastle. As opposed to estate agents and brokerage sites we do not charge firms a commission if you select them for your conveyancing in Horncastle

My wife and I are purchasing a first floor flat in Horncastle. When we first instructed property lawyer, they assured us that they were on all mainstream lender panels. Our mortgage broker emailed today to advise that they are not on the Coventry BS approved list. Were it to be true, what should we do? Do we simply choose a different conveyancing practitioner that is on their approved list or do we cover the costs for separate representation, with Coventry BS selecting their own approved property lawyer.

Where you are purchasing a property needing a mortgage it is normal for the purchaser’s lawyers to also act for the mortgage company. In order to act for a bank or building society a conveyancer has to be on that lender's list of approved lawyers. An application has to be made by the property lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the property lawyer has to fulfill. Some mortgage companies now insist their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your lawyer should call Coventry BS and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on Coventry BS's conveyancing panel and you may continue to use your own Horncastle solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.

Last updated 18/03/2025

What to expect from a Licensed Conveyancer for conveyancing in Horncastle?

Licensed Conveyancers specialise in the legalities surrounding acquiring and selling property and cover conveyancing nationwide not just Horncastle. If appointed a Licensed Conveyancer regulated by the CLC, you can expect:

Be supplied with an honest and lawful conveyancing.
Be supplied with a high standard of legal services.
Enjoy the benefit of your matters dealt with using care, skill and legal competence.
Receive a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
Enjoy the benefit of a service which is accessible and responsive to your specific requirements.
Not feel discriminated against, victimised or harassed.
Not receive a service which is below the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
Ensure your specific needs taken into account should you make a complaint.
Be provided with a speedy, objective and comprehensive service when making a complaint about your conveyancing in Horncastle about your conveyancing in Horncastle.

Typically, Horncastle conveyancing for a sale includes some of the following tasks

Obtaining instructions from the appropriate parties
Collating the documents evidencing the title to the property
Drawing up the contract and related papers
Sending draft papers to the lawyer retained by the purchaser
Negotiating contracts and responding to supplemental questions from the purchaser’s lawyer
Negotiating the transfer deed
Answering requisitions prepared by the purchaser’s lawyer
Proceeding to exchange of contracts and then completion of the sale
Accepting the sale proceeds and sending funds to the owner, the estate agent and redeeming the home loan (if appropriate)

Transfer of Equity conveyancing in Horncastle is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

Obtaining instructions from parties involved
Collating the documents evidencing the title to the property
Representing bank (where relevant)
Negotiating the terms of the transaction
Preparing the Transfer or approving draft Transfer
Agreeing amendments to the draft Transfer
Communicating with parties concerning the Transfer
Agreeing and preparing for completion
Receiving and transferring funds to the appropriate parties
Completing and submitting to HM Revenue and Customs the correct Land Tax forms and payment
Dealing with the registration procedures for the buyer and the home loan (where applicable) at the Land Registry.

Neighboring Locations

Lincolnshire


	Horncastle

Coningsby
Woodhall Spa

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.