I am in need of a conveyancer. Should I go for for a web based conveyancer rather than a local North Woolwich conveyancing solicitor?
On the whole conveyancing practitioners in your neck of the woods will have good alliances with your local authority, which could help with the North Woolwich conveyancing searches that your lawyer will inevitably need. It also helps if they enjoy existing connections with the Land Registry covering your area North Woolwich, other property lawyers in the location and North Woolwich Estate Agents.
We are a couple about to sign contracts for a freehold house in North Woolwich. We have hit a stumbling block. Our loan offer with Birmingham Midshires runs out on 9/2/2026 but the sellers are putting forward a completion date of 11/2/2026. Is it possible to prolong the mortgage offer?
The person best placed to deal with your question is your conveyancer who will determine if they should be discussing with the bank, vendor’s conveyancers, estate agents or indeed all three given what has happend in your house move to date.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in North Woolwich. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
Me and my partner are buying a flat in North Woolwich. It might be a silly question but how we can trust a solicitor? At some point we have to send funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My wife and I buying a detached bungalow in North Woolwich. We would like to an extension at the rear at the property.Will the conveyancing process involve checks to ascertain if these alterations are allowed?
Your property lawyer should review the deeds as conveyancing in North Woolwich will occasionally reveal restrictions in the title deeds which prevent certain works or need the consent of a 3rd party. Certain extensions need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.
Completion of my remortgage has taken place for my property in North Woolwich. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Should our conveyancer be raising enquiries about flooding during the conveyancing in North Woolwich.
The risk of flooding is if increasing concern for conveyancers dealing with homes in North Woolwich. Some people will acquire a house in North Woolwich, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Conveyancers are not best placed to give advice on flood risk, but there are a various checks that can be initiated by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in North Woolwich. The conventional set of information given to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the owner to find out if the property has ever been flooded. In the event that the residence has been flooded in past and is not notified by the vendor, then a buyer could issue a legal claim for losses as a result of such an inaccurate answer. A buyer’s lawyers should also commission an environmental search. This should indicate if there is a recorded flood risk. If so, more detailed inquiries should be carried out.
I have been on the look out for a leasehold apartment up to £235,500 and identified one round the corner in North Woolwich I like with open areas and railway links in the vicinity, however it's only got 61 years on the lease. I can't really find anything else in North Woolwich for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.