I am planning to move house in May. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Shooter's Hill. Conveyancing firm was organised prior to coming across your website.
On the afternoon of completion you can pick up the keys from your selling agent but this can only take place when the vendors solicitors advise the agent that they have the completion monies and the keys can be collected. You can tell the removal company that you are ready to move in. We do not suggest a specific removal company but can help you find a residential property solicitor in Shooter's Hill or a solicitor with expertise in conveyancing in Shooter's Hill.
My conveyancer has informed me that breach of easement insurance is required on my purchase. What is the level of cover for Shooter's Hill conveyancing?
The right level of breach of easement indemnity insurance should be dictated by who your lender. It would differ for example between HSBC Bank and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such policies.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Shooter's Hill conveyancing practitioner on the Clydesdale panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I have justdiscovered that Action Conveyancing have closed. They conducted my conveyancing in Shooter's Hill for a purchase of a leasehold flat 10 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shooter's Hill conveyancing specialists.
How does conveyancing in Shooter's Hill differ for newly converted properties?
Most buyers of new build residence in Shooter's Hill approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is built. This is because new home sellers in Shooter's Hill tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Shooter's Hill or who has acted in the same development.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Shooter's Hill. I happened to discover a web site which looks to be the perfect offering If it is possible to get all formalities done via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Last November I purchased a leasehold property in Shooter's Hill. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Having spent years of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Shooter's Hill. Can we issue an application to the Residential Property Tribunal Service?
in cases where there is a absentee landlord or if there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to decide the price.
An example of a Lease Extension decision for a Shooter's Hill property is 103a Footscray Road in January 2014. The tribunal determines that the premium payable for the extended lease should be £34,500 according to the expert witness valuation calculation This case affected 1 flat.
How do I find the right lawyer for my conveyancing in Shooter's Hill ?
Option 1 is to ask your friends and family who they used in the past and if they were happy with the service. Option 2 is to use a search tool on the internet for conveyancing in Shooter's Hill. Telephone two or three from the list and request that they send you their conveyancing charges and speak to the lawyer who will conduct your conveyancing before you commit. Third is to use our search tool to assist you in finding the right solicitors taking into account your unique factors including location,speed, complexity and who your intended mortgage company is.Do not be fooled by lowest cost conveyancing solicitors in Shooter's Hill