My brother and I have lately purchased a property in West Beckton. We have since encountered a number of problems with the property which we suspect were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been ordered as part of conveyancing in West Beckton?
The query is vague as to the nature of the problems and if they are specific to conveyancing in West Beckton. Conveyancing searches and investigations initiated as part of the buying process are supposed to help avoid problems. As part of the legal transfer of property, the vendor answers a questionnaire known as a SPIF. answers provided is incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in West Beckton.
Can you point me to a directory of Lloyds panel conveyancers in West Beckton on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings viewable over the internet. Where you are seeking to appoint a West Beckton solicitor on the Lloyds please use our tool.
Completion of my purchase has taken place for my property in West Beckton. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local West Beckton solicitor - who is on the Principality conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own West Beckton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
About to purchase a new build flat in West Beckton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in West Beckton
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Due to the guidance of my in-laws I had a survey completed on a house in West Beckton in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks will refuse to grant a loan on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you contact us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in West Beckton. Conveyancing will be smoother if you use a solicitor in West Beckton especially if they are acquainted with such properties in West Beckton.
I need to find a conveyancing solicitor for leasehold conveyancing in West Beckton. I happened to discover a site which seems to have the ideal solution If there is a chance to get all the legals completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
As a tenant I am on the hook for a maintenance contribution for my appartment in West Beckton. As a result of personal circumstances I fell behind with payments. I negotiated a payment plan but there remains around £3000 currently outstanding.
I am under pressure to sell and I am concerned this will hold me back if I have to pay off the amount due first. I'd like to sell up and subsequently pay them back with the completion monies - is this practicable?
Your solicitor will hopefully be in a position to negotiate with the appropriate parties, with a new to seeing if they would accept payment from sale proceeds. Here is an example of why it might be good to select a conveyancing practitioner in West Beckton as they are likely to enjoy an open line of communication with the parties.