My partner and I are intent on buying a maisonette in Canning Town. My lawyer is not on the bank conveyancing list. Can I still appoint my Canning Town conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel of approved conveyancing solicitors?
You have a couple of alternatives available to you here
- Carry on with your existing Canning Town solicitor but your mortgage company will need to retain a conveyancer from their approved panel. The net result is additional charges together with potential frustration.
- Choose a fresh solicitor to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Appeal to your lawyer to apply to join the lender panel
Our grandson is purchasing a house that has just been built in Canning Town with a home loan from Santander. His lawyer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Santander conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Santander conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
How up to date is your search tool for Canning Town conveyancing solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Canning Town conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
If you had a top tip for selecting a conveyancing solicitor in Canning Town what would it be?
Do not opt for the lowest Canning Town conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are due to move house in April. Does my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you put forward a removal company in Canning Town. Conveyancing firm was found prior to coming across your site.
On the afternoon of completion you will need to pick up the keys from your selling agent but this can only happen when the sellers solicitors confirm to the agent that they have the completion monies and the keys can be handed over. Subsequently you can tell the removal company that you are ready to move in. We are not in a position to suggest a particular removal organisation but can help you choose a conveyancing in Canning Town or a solicitor that specialises in conveyancing in Canning Town.
I recently had an offer agreed on an apartment in Canning Town. My mortgage broker suggested a conveyancing practitioner. I paid an advanced payment of £175. Shortly after, the conveyancer contacted me sheepishly admitting that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My wife and I own a terraced Edwardian property in Canning Town. Conveyancing lawyer represented me and The Royal Bank of Scotland. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Canning Town and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing solicitor who carried out the work.
My uncle has suggested that I use his lawyers for conveyancing in Canning Town. Do I follow his guidance?
No doubt it’s preferable to choose a conveyancing solicitor is to seek guidance from friends or relatives who have used the solicitor you're contemplating using.