We note that you have a post code search directory identifying law firms on the RBS conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Seaford?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Seaford.
The Seaford conveyancing firm that I appointed last week on my house acquisition in Seaford have without warning shut down. I only went with them because I had to have a lawyer on the Santander conveyancing panel and my previous Seaford lawyer was not. I paid them funds on account. What are my options?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Santander conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.
We are getting the release of further funds on our home loan from Kent Reliance as we wish to conduct alterations to our home in Seaford. Do we need to appoint a local Seaford solicitor on the Kent Reliance conveyancing panel to handle the legals?
Kent Reliance don't usually appoint firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Co-operative. Is it usual for Co-operative to only issue the offer once my solicitor in Seaford is approved on their conveyancing panel? Co-operative have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
At last I have had an offer on a flat in Seaford agreed to, the vendors do nevertheless have a connected purchase. The owners have put an offer on on an apartment, but it’s not yet tied up, and are looking at other properties booked. I have chosen a high street conveyancing solicitor in Seaford. What should be my next step? At what point should I apply for the mortgage with Bank of Ireland?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then valuation, Seaford conveyancing search costs, etc). First, you must ensure that your property lawyer is on the Bank of Ireland conveyancing panel. As to the subsequent stages this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. In a buoyant market the majority of purchasers will apply for the mortgage with Bank of Ireland and pay for the valuation and only if it was satisfactory would they ask their lawyer to press on with the conveyancing in Seaford.
Should commercial conveyancing searches disclose planned roadworks that may affect a commercial site in Seaford?
Its becoming the norm that commercial conveyancing solicitors in Seaford will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Seaford. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Seaford.
For every commercial conveyancing transaction in Seaford it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Seaford commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Seaford.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who did the conveyancing in Seaford 5 years ago are no longer around. What do I do?
Assuming the title is registered the information relating to your ownership will be held by HMLR under a Title Number. It is easy to perform a search at the Land Registry, locate your house and get current copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I decided to have a survey done on a property in Seaford in advance of retaining solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend refuse to grant a loan on a flying freehold property.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Seaford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Seaford to see if the conveyancing costs will increase in light of this.