AssumingI were to buy a straightforward propertyin Seaford for cash and dispense with a survey and no local authority searches how much would I expect to have to pay for conveyancing in Seaford?
The sole saving you would achieve is the disbursement for searches. Your lawyer is required to do the vast majority of work - money laundering, communicating with your sellers conveyancer, stamp duty return, register the property etc. You might save a bit for them not needing to register a charge but it won't be significant.
I am buying a semi-detached house in Seaford. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Seaford you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Seaford.
If you had a top tip for choosing a conveyancing solicitor in Seaford what would it be?
It would be unwise to be swayed by the lowest Seaford conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
My fiancee and I are spending time looking at apartments in Seaford and I am now considering a potential offer. Is it wise to have my property lawyer on ‘stand by’? I will be getting a home loan with Santander.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are getting a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
I recently had an offer accepted on a house in Seaford. My financial adviser suggested a property lawyer. I paid an upfront payment of £225. A few days later, the conveyancer called me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother purchased a terraced Georgian property in Seaford. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Seaford and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who completed the work.
My husband and I are first time buyers - agreed a price, yet the selling agent told us that the seller will only issue a contract if we appoint the agent's chosen conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a local conveyancer used to conveyancing in Seaford
We suspect that the seller is unaware of this ultimatum. If they desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is is going to put the whole deal at risk. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you will continue to use your own,trusted Seaford conveyancing solicitors - not the ones that will earn their negotiator at the agency a referral fee or meet his conveyancing thresholds demanded by HQ.
How much experience do your Seaford conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Seaford conveyancing lawyers help thousands of people move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Seaford conveyancers have worked on recent similar matters.