My financial adviser has requested my Hampden Pk solicitor’s panel reference for the Nationwide conveyancing panel. How do I find this out. I have called my local Hampden Pk branch but they have not responded to me.
The sensible thing to do is ask for this information from your Hampden Pk conveyancing practitioner . Most Hampden Pk conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We hope to to buy with Loughborough BS. We have called around locally yet am unable to find a Hampden Pk conveyancing firm on the Loughborough BS approved list. Could you help?
You should take advantage of the search tool on this site. Please choose the building society and type Hampden Pk or your preferred area and you will see numerous solicitors located in Hampden Pk or nearest you.
Is it the case that all Hampden Pk solicitor firms on the Barclays conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Barclays conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some mortgage companies do list licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
We have a mortgage agreed in principle with Virgin Money. Hampden Pk conveyancing lawyers are selected. How long does it take for Virgin Money to forward the offer to the property lawyer?
There is no definitive answer here. Have Virgin Money done the valuation? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We expect to receive a OIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Hampden Pk solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?
You will need to appoint Hampden Pk solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
My colleague suggested that if I am buying in Hampden Pk I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Hampden Pk conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Hampden Pk around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Hampden Pk Education with maps and statistics, Local Amenities and other useful data about Hampden Pk.
How does conveyancing in Hampden Pk differ for new build properties?
Most buyers of new build property in Hampden Pk come to us having been asked by the developer to exchange contracts and commit to the purchase even before the house is completed. This is because new home sellers in Hampden Pk usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hampden Pk or who has acted in the same development.
I decided to have a survey completed on a house in Hampden Pk in advance of instructing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks may refuse to give a loan on this type of property.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hampden Pk. Conveyancing may be slightly more expensive based on your lender's requirements.