It is 10 years ago since I bought my house in Eastbourne. Conveyancing lawyers have recently been retained on the sale but I am unable to locate my deeds. Will this cause complications?
You need not be too concerned. Firstly there is a chance that the deeds will be with the lender or they may be in the possession of the solicitor who acted in the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Eastbourne involves registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.
I used Stirling Law a few years ago for my conveyancing in Eastbourne. Now, I need my files however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Eastbourne of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Eastbourne with a loan from The Royal Bank of Scotland. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not inform my conveyancer about the side-deal as it could impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Eastbourne in advance of retaining solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies will refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Eastbourne. Conveyancing may be slightly more expensive based on your lender's requirements.
What makes your site different to alternative web based conveyancing solicitors for conveyancing in Eastbourne?
At this site secure an accurate costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Eastbourne. As opposed to estate agents and brokerage sites we do not have commission deals with solicitors. Many agents and online brokers 'recommend' solicitors who pay the highest per referral, as opposed to the best value conveyancing in Eastbourne
There are a number of properties in Eastbourne on unadopted roads. We are acquiring one such property. Are there any advantages to buying a house on a privately owned road?
Eastbourne conveyancing practices are familiar with conveyancing propertieson private. Your lawyer should investigate Land Registry data to identify any rights or responsibilities. It is possible that there is a management company (wholly owned by residents) that residents pay into to maintain the road. If there is one, the road should be maintained and look better than publicly owned.