It is is a decade since I acquired my house in Plaistow. Conveyancing solicitors have recently been retained on the sale but I can't track down the title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they could be in the possession of the solicitor who oversaw your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Plaistow involves registered property but in the rare situation where your home is not registered it is more problematic but is not insurmountable.
I am due to move property in November. Will my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you suggest a removal company in Plaistow. Conveyancing solicitor was organised prior to coming across your website.
On the afternoon of completion you will need to collect the keys from your property agent however this should only take place after the vendors lawyers confirm to the agent that they have the completion monies and the keys can be collected. After that you should advise the removal men that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can help you locate a residential property solicitor in Plaistow or a solicitor with expertise in conveyancing in Plaistow.
Is there a list of Nationwide panel solicitors in Plaistow on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings viewable over the internet. Where you are seeking to appoint a Plaistow conveyancer on the Nationwide please use our facility.
I have a mortgage with Nationwide for my property in Plaistow. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nationwide?
Nationwide must be informed of your intention before letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. It should not be necessary to do this via a Nationwide conveyancing panel lawyer.
I used Action Conveyancing several years past for my conveyancing in Plaistow. I now require my papers however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Plaistow of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Plaistow with a mortgage from Bank of Scotland. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not disclose to my conveyancer about this extras as it would adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm refinancing my current property to a buy to let loan with Godiva Mortgages Ltd and intend to use the remaining equity towards a second house. The area we are talking about is Plaistow. Will your conveyancers be able to act for the two lenders and link together the transactions?
Do use our search tool on this page to check that the solicitors are approved by both banks. Having checked that they are your conveyancer should be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and specify your desired outcome and requirements.
I am one month into a residential purchase having been referred to a firm by the local agent to do our conveyancing in Plaistow. I am am starting to be frustrated with the level of service. Can you help me find new lawyers?
A lawyer would have to be very poor to suggest changing them. Has the mortgage been generated? If so you must advise them of the new contact details and have the offer are re-issued. Your solicitor ideally needs to be on the mortgage company approved list to avoid added charges and delays. So that should be your starting point. The search tool will help you find a lender approved conveyancer for your home move in Plaistow