I am hoping to receive a offer of a home loan from Halifax. I would like to instruct a Licensed Conveyancer in Upton Park. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Can you help - my lawyer advises that lack of planning permission insurance is needed on my purchase. What is the level of cover for Upton Park conveyancing?
The right level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and The Mortgage Works. Conveyancing lawyers as opposed to borrowers take out such insurances.
Can I be sure that the Upton Park conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Upton Park seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing.
Intending to buy a maisonette in Upton Park. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Upton Park conveyancing practitioner is on the Barclays conveyancing panel.
My wife and I own a semi-detached Victorian property in Upton Park. Conveyancing practitioner represented me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Upton Park and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
How does conveyancing in Upton Park differ for new build properties?
Most buyers of new build residence in Upton Park come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is built. This is because new home sellers in Upton Park usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Upton Park or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Upton Park prior to appointing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some banks may not issue a loan on such a home.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Upton Park. Conveyancing may be slightly more expensive based on your lender's requirements.
How does the Landlord & Tenant Act 1954 affect my business premises in Upton Park and how can you help?
The 1954 Act affords protection to business lessees, giving them the legal entitlement to apply to court for a new lease and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Upton Park